Unitary Mineral Tinted Sunscreen SPF 50+ PA++++ Versus Facetology Triple Care Tinted Sunscreen SPF 50
What's inside
What's inside
Key Ingredients
Benefits
Concerns
Ingredients Side-by-side
Water
Skin ConditioningCyclopentasiloxane
EmollientZinc Oxide
Cosmetic ColorantTitanium Dioxide
Cosmetic ColorantGlycerin
HumectantPropylene Glycol
HumectantTriethylhexanoin
MaskingDimethicone
EmollientIsohexadecane
EmollientCyclohexasiloxane
EmollientPEG-10 Dimethicone
Skin ConditioningSodium Chloride
MaskingBis-PEG/PPG-14/14 Dimethicone
EmollientTrimethylsiloxysilicate
EmollientTalc
AbrasiveTribehenin
Emollient1,2-Hexanediol
Skin ConditioningHydroxyacetophenone
AntioxidantDisteardimonium Hectorite
StabilisingPolyglyceryl-3 Diisostearate
EmulsifyingMagnesium Stearate
Cosmetic ColorantCI 77891
Cosmetic ColorantSilica
AbrasiveVinyl Dimethicone/Methicone Silsesquioxane Crosspolymer
CI 77492
Cosmetic ColorantTocopheryl Acetate
AntioxidantAlumina
AbrasiveCaprylic/Capric Triglyceride
MaskingNiacinamide
SmoothingCI 77491
Cosmetic ColorantCI 77499
Cosmetic ColorantHydrogenated Lecithin
EmulsifyingPolyvinyl Alcohol
Triethoxycaprylylsilane
Aluminum Hydroxide
EmollientPropanediol
SolventButylene Glycol
HumectantPolymethyl Methacrylate
Mannitol
HumectantGlyceryl Glucoside
HumectantPentylene Glycol
Skin ConditioningFomes Officinalis Extract
Skin ProtectingBiosaccharide Gum-1
HumectantCetearyl Alcohol
EmollientMyrothamnus Flabellifolia Leaf/Stem Extract
HumectantStearic Acid
CleansingPentaerythrityl Tetra-Di-T-Butyl Hydroxyhydrocinnamate
AntioxidantAscorbic Acid
AntioxidantCitric Acid
BufferingHydroxyphenyl Propamidobenzoic Acid
Skin ConditioningErgothioneine
AntioxidantFucose
Skin ConditioningCeramide NP
Skin ConditioningPEG-40 Hydrogenated Castor Oil
EmulsifyingCeramide Ns
Skin ConditioningCholesterol
EmollientAscorbyl Palmitate
AntioxidantPhytosphingosine
Skin ConditioningCeramide AP
Skin ConditioningCeramide As
Skin ConditioningCeramide EOP
Skin ConditioningWater, Cyclopentasiloxane, Zinc Oxide, Titanium Dioxide, Glycerin, Propylene Glycol, Triethylhexanoin, Dimethicone, Isohexadecane, Cyclohexasiloxane, PEG-10 Dimethicone, Sodium Chloride, Bis-PEG/PPG-14/14 Dimethicone, Trimethylsiloxysilicate, Talc, Tribehenin, 1,2-Hexanediol, Hydroxyacetophenone, Disteardimonium Hectorite, Polyglyceryl-3 Diisostearate, Magnesium Stearate, CI 77891, Silica, Vinyl Dimethicone/Methicone Silsesquioxane Crosspolymer, CI 77492, Tocopheryl Acetate, Alumina, Caprylic/Capric Triglyceride, Niacinamide, CI 77491, CI 77499, Hydrogenated Lecithin, Polyvinyl Alcohol, Triethoxycaprylylsilane, Aluminum Hydroxide, Propanediol, Butylene Glycol, Polymethyl Methacrylate, Mannitol, Glyceryl Glucoside, Pentylene Glycol, Fomes Officinalis Extract, Biosaccharide Gum-1, Cetearyl Alcohol, Myrothamnus Flabellifolia Leaf/Stem Extract, Stearic Acid, Pentaerythrityl Tetra-Di-T-Butyl Hydroxyhydrocinnamate, Ascorbic Acid, Citric Acid, Hydroxyphenyl Propamidobenzoic Acid, Ergothioneine, Fucose, Ceramide NP, PEG-40 Hydrogenated Castor Oil, Ceramide Ns, Cholesterol, Ascorbyl Palmitate, Phytosphingosine, Ceramide AP, Ceramide As, Ceramide EOP
Water
Skin ConditioningCyclopentasiloxane
EmollientEthylhexyl Methoxycinnamate
UV AbsorberCetyl Alcohol
EmollientTitanium Dioxide
Cosmetic ColorantGlycerin
HumectantNiacinamide
SmoothingTalc
AbrasiveCentella Asiatica Extract
CleansingNylon 6/12
AbsorbentCetearyl Alcohol
EmollientZinc Oxide
Cosmetic ColorantButyl Methoxydibenzoylmethane
UV AbsorberButylene Glycol
HumectantGlyceryl Stearate
EmollientOctocrylene
UV AbsorberPropylene Glycol
HumectantCeteareth-20
CleansingPEG-40 Stearate
EmulsifyingPolyacrylamide
Triethoxycaprylylsilane
Aluminum Hydroxide
EmollientEthylhexyl Salicylate
UV AbsorberArtemisia Vulgaris Extract
Skin ConditioningIsopropyl Titanium Triisostearate
EmollientMethylene Bis-Benzotriazolyl Tetramethylbutylphenol
UV FilterLecithin
EmollientMica
Cosmetic ColorantLaureth-7
EmulsifyingOryza Sativa Extract
AbsorbentOryza Sativa Germ Extract
EmollientDecyl Glucoside
CleansingAcetyl Glucosamine
Skin ConditioningCaprylhydroxamic Acid
Ethylhexylglycerin
Skin ConditioningBroussonetia Papyrifera Bark Extract
Skin ConditioningMorus Alba Bark Extract
Skin ConditioningRhus Semialata Extract
Skin ConditioningCamellia Japonica Flower Extract
EmollientCamellia Sinensis Leaf Extract
AntimicrobialMadecassoside
AntioxidantPyrus Malus Fruit Extract
Skin ConditioningCitric Acid
BufferingXanthan Gum
EmulsifyingTricholoma Matsutake Extract
Skin ConditioningTranexamic Acid
AstringentPhragmites Communis Extract
Skin ConditioningPoria Cocos Extract
Skin ConditioningPhenoxyethanol
PreservativePotassium Sorbate
PreservativeSodium Benzoate
MaskingCI 77491
Cosmetic ColorantCI 77492
Cosmetic ColorantCI 77499
Cosmetic ColorantWater, Cyclopentasiloxane, Ethylhexyl Methoxycinnamate, Cetyl Alcohol, Titanium Dioxide, Glycerin, Niacinamide, Talc, Centella Asiatica Extract, Nylon 6/12, Cetearyl Alcohol, Zinc Oxide, Butyl Methoxydibenzoylmethane, Butylene Glycol, Glyceryl Stearate, Octocrylene, Propylene Glycol, Ceteareth-20, PEG-40 Stearate, Polyacrylamide, Triethoxycaprylylsilane, Aluminum Hydroxide, Ethylhexyl Salicylate, Artemisia Vulgaris Extract, Isopropyl Titanium Triisostearate, Methylene Bis-Benzotriazolyl Tetramethylbutylphenol, Lecithin, Mica, Laureth-7, Oryza Sativa Extract, Oryza Sativa Germ Extract, Decyl Glucoside, Acetyl Glucosamine, Caprylhydroxamic Acid, Ethylhexylglycerin, Broussonetia Papyrifera Bark Extract, Morus Alba Bark Extract, Rhus Semialata Extract, Camellia Japonica Flower Extract, Camellia Sinensis Leaf Extract, Madecassoside, Pyrus Malus Fruit Extract, Citric Acid, Xanthan Gum, Tricholoma Matsutake Extract, Tranexamic Acid, Phragmites Communis Extract, Poria Cocos Extract, Phenoxyethanol, Potassium Sorbate, Sodium Benzoate, CI 77491, CI 77492, CI 77499
Ingredients Explained
These ingredients are found in both products.
Ingredients higher up in an ingredient list are typically present in a larger amount.
Aluminum Hydroxide is a form of aluminum. It can be naturally found in nature as the mineral gibbsite. In cosmetics, Aluminum Hydroxide is used as a colorant, pH adjuster, and absorbent.
As a colorant, Aluminum Hydroxide may add opacity, or reduce the transparency. Aluminum hydroxide is contains both basic and acidic properties.
According to manufacturers, this ingredient is an emollient and humectant. This means it helps hydrate the skin.
In medicine, this ingredient is used to help relieve heartburn and help heal ulcers.
There is currently no credible scientific evidence linking aluminum hydroxide in cosmetics to increased cancer risk.
Major health organizations allow the use of aluminum hydroxide in personal care products and have not flagged it as a carcinogenic risk at typical usage levels.
Learn more about Aluminum HydroxideButylene Glycol (or BG) is used within cosmetic products for a few different reasons:
Overall, Butylene Glycol is a safe and well-rounded ingredient that works well with other ingredients.
Though this ingredient works well with most skin types, some people with sensitive skin may experience a reaction such as allergic rashes, closed comedones, or itchiness.
Learn more about Butylene GlycolCetearyl alcohol is a waxy mixture of two fatty alcohols: cetyl alcohol and stearyl alcohol. It is an emollient and emulsifier.
Despite having "alcohol" in its name, it has nothing to do with drying solvent alcohols; the FDA also allows "alcohol-free" products to contain fatty alcohols like this ingredient.
It plays several roles in a formula:
Typical use levels for this ingredient sit around 1-10% and the Cosmetic Ingredient Review Expert Panel has affirmed safety at concentrations up to 25% in leave-on products.
Multiple assessments have found it to be non-irritating and non-sensitizing to most people.
However, there have been some cases of allergic contact dermatitis in patients with chronically compromised skin barriers.
Cetearyl alcohol has a comedogenic rating of 2 and irritancy rating of 1. Both of these numbers come from the 1989 study that used rabbit ears; a "2" means mildly comedogenic and a "1" means low irritancy.
Here's the catch: rabbit skin is more sensitive than human skin and throws a lot of false positives. A 1996 reappraisal found that ingredients rated 1-2 in the rabbit ear tests are generally safe for humans.
Remember comedogenic ratings are unable to assess the entire formula of a product or how it will react on your skin. Just be sure to patch test if you are unsure about certain ingredients.
This ingredient is not fungal acne safe. Cetearyl alcohol is a fatty alcohol with chain lengths that fall within the range that Malassezia can metabolize.
A 2019 study has also observed Malassezia growth in the presence of this ingredient, confirming it to be not-fungal acne safe.
Learn more about Cetearyl AlcoholCi 77491 is also hydrated iron III oxide. It's sole purpose is to give a red/pink hue to products.
Iron III oxides are classified as inorganic chemicals for coloring.
Synthetically created Ci 77491 is considered safer than those naturally found. This is because the synthetically created version may contain less impurities. Iron oxides are generally non-toxic and non-allergenic.
Learn more about CI 77491CI 77492 is also hydrated iron III oxide. It's sole purpose is to give a yellow hue to products.
Iron III oxides are classified as inorganic chemicals for coloring.
Synthetically created CI 77492 is considered safer than those naturally found. This is because the synthetically created version may contain less impurities. Iron oxides are generally non-toxic and non-allergenic.
Learn more about CI 77492Ci 77499 is also hydrated iron III oxide. It is created from mixing red and black iron oxides. This helps give shades of darkness to a product.
Iron III oxides are classified as inorganic chemicals for coloring.
Citric Acid is an alpha hydroxy acid (AHA) naturally found in citrus fruits like oranges, lemons, and limes.
Like other AHAs, citric acid can exfoliate skin by breaking down the bonds that hold dead skin cells together. This helps reveal smoother and brighter skin underneath.
However, this exfoliating effect only happens at high concentrations (20%) which can be hard to find in cosmetic products.
Due to this, citric acid is usually included in small amounts as a pH adjuster. This helps keep products slightly more acidic and compatible with skin's natural pH.
In skincare formulas, citric acid can:
While it can provide some skin benefits, research shows lactic acid and glycolic acid are generally more effective and less irritating exfoliants.
Most citric acid used in skincare today is made by fermenting sugars (usually from molasses). This synthetic version is identical to the natural citrus form but easier to stabilize and use in formulations.
Read more about some other popular AHA's here:
Learn more about Citric AcidCyclopentasiloxane (D5) is a lightweight silicone that mostly acts as an emollient and solvent in cosmetics. Its the reason your products feel silky, fast-spreading, and non-greasy.
Since D5 is volatile, it does its thing and then evaporates off the skin quickly.
The safety profile of this ingredient is reassuring; the US CIR Expert Panel concluded D5 is safe as used in cosmetics and Health Canada concluded that D5 is not harmful to human health or the environment as currently used in cosmetics
There's a study that people mention about D5 in a rat study showing tumors. This study is related to long-term inhalation of high D5 levels.
Regulatory bodies have judged this study to be not applicable in topical skincare since skin absorption of D5 is very low and we're not really inhaling huge amounts of D5.
The only restriction for this ingredient is environmental. The European Chemicals Agency (ECHA) restricted D5 in wash-off cosmetics at or above 0.1% due to their persistence in water.
Learn more about CyclopentasiloxaneGlycerin (or glycerol) is a compound naturally found in your skin. It's a powerhouse humectant that pulls water into the stratum corneum.
Topically, glycerin does several things at once:
Your skin makes glycerin on its own (mostly from sebaceous oil breakdown) and shuttles it to your outermost layer of skin, or your epidermis, via aquaporin-3.
Aquaporin-3 is a transporter that is essential for normal skin hydration, elasticity, and repair. Interestingly, mice lacking in AQP3 have dry and less elastic skin that can be fully corrected with glycerin.
This ingredient is non-irritating, plays well with almost every ingredient, and works across all skin types. Typical use is anywhere between 3-10% but can go up to 79% in some leave-on products.
Just know very high concentrations (>40%) can feel tacky in low humidity.
Glycerin is the name for this ingredient in American English. British English uses Glycerol/Glycerine.
Learn more about GlycerinNiacinamide is a multitasking form of vitamin B3 that strengthens the skin barrier, reduces pores and dark spots, regulates oil, and improves signs of aging.
And the best part? It's gentle and well-tolerated by most skin types, including sensitive and reactive skin.
You might have heard of "niacin flush", or the reddening of skin that causes itchiness. Niacinamide has not been found to cause this.
In very rare cases, some individuals may not be able to tolerate niacinamide at all or experience an allergic reaction to it.
If you are experiencing flaking, irritation, and dryness with this ingredient, be sure to double check all your products as this ingredient can be found in all categories of skincare.
When incorporating niacinamide into your routine, look out for concentration amounts. Typically, 5% niacinamide provides benefits such as fading dark spots. However, if you have sensitive skin, it is better to begin with a smaller concentration.
When you apply niacinamide to your skin, your body converts it into nicotinamide adenine dinucleotide (NAD). NAD is an essential coenzyme that is already found in your cells as "fuel" and powers countless biological processes.
In your skin, NAD helps repair cell damage, produce new healthy cells, support collagen production, strengthen the skin barrier, and fight environmental stressors (like UV and pollution).
Our natural NAD levels start to decline with age, leading to slower skin repair, visible aging, and a weaker skin barrier. By providing your skin niacinamide, you're recharging your skin's NAD levels. This leads to stronger, healthier, and younger looking skin.
Another name for vitamin B3 is nicotinamide. This vitamin is water-soluble and our bodies don't store it. We obtain Vitamin B3 from either food or skincare. Meat, fish, wheat, yeast, and leafy greens contain vitamin B3.
The type of niacinamide used in skincare is synthetically created.
Learn more about NiacinamidePropylene Glycol is a synthetic, colorless, odorless liquid that has been a staple in cosmetics for decades. It is a skin conditioning agent, humectant, and solvent.
As a humectant, it draw water to the skin to reduce flaking and restore suppleness. It's also a solvent that helps dissolve other actives and keeps formulas stable across temperature changes.
The CIR Expert Panel has confirmed this ingredient to be nontoxic and clinical studies show no sensitization at cosmetic use concentrations.
True allergic reactions are quite rare: a 15-year retrospective study of 6,751 patients found only 0.31% had a positive reaction (and less than half were considered clinically relevant).
It seemed that when sensitization does occur, it's most commonly linked to topical medication (like corticosteroids) and not cosmetics. Allergic contact dermatitis also appears largely limited to individuals with underlying skin conditions.
Overall, propylene glycol is a well-studied ingredient that most people can tolerate without issue.
Learn more about Propylene GlycolTalc is a clay mineral. It helps absorb moisture and improve the texture of products. Like other types of clay, Talc can have a slight exfoliating effect on skin. Talc can be added to increase the volume of products.
Some Baby powders are made by combining talc with corn starch. The word "talc" comes from Latin and originates from Arabic. Talc is a mineral commonly found throughout the world.
If you have any concerns about using talc, we recommend checking out the FDA's official page.
Learn more about TalcTitanium Dioxide (TD) is a mineral UV filter widely used in sunscreens and cosmetics.
It's one of only two UV filters officially classified as "mineral" by regulatory agencies (the other being Zinc Oxide).
A really common myth is that mineral filters work by reflecting UV light off your skin like tiny mirrors.
They don't only do that; modern research shows TD protects mostly by absorbing UV radiation, the same way chemical filters do.
When researchers measured this, reflection accounted for only about 4-5% of the protection (and less than SPF 2 on its own). The other ~95% comes from absorption: the UV photons hit the particle and their energy gets soaked up by its semiconductor band gap rather than bouncing off.
So "reflects vs. absorbs" was never really the right way to split mineral from chemical filters.
TD gives broad-spectrum protection that's strongest in the UVB and UVA-2 range and weaker in the UVA-1 range. Its UVA protection isn't quite as strong as Zinc Oxide's which is why you'll often see the two paired together.
Together, they make a solid broad-spectrum system.
TD is a great pick for sensitive, acne-prone, or redness-prone skin because it's non-irritating and chemically inert. Regulatory reviews classify it as a non-sensitizer and mild-to-non-irritant.
It's also unlikely to cause the "eye sting" some chemical filters are known for.
The main trade-off is cosmetic; TD can leave a white cast and has a thicker texture. This is why mineral sunscreens are often less cosmetically elegant than chemical or hybrid formulas (and harder to shade-match on deeper skin tones).
Formulators often use micronized or nano-sized TD to cut down on white case and improve spreadability. Smaller particles scatter less visible light so the formula looks less chalky while still filtering UV.
TD is almost always bundled with coatings like Alumina, Silica, Stearic Acid, or Dimethicone. These coatings do two important jobs:
TD can be used at up to 25% in a finished sunscreen; this is the regulatory ceiling in both the US and the EU.
In practice, the amount in any given product varies a lot depending on the target SPF and whether it's paired with other UV filters.
TD is one of the most heavily vetted sunscreen ingredients out there. It is approved as a UV filter in all major markets worldwide, including the US, EU, UK, Japan, Korea, China, Australia, and Canada.
The safety evidence is solid. There was an old worry that nano particles might absorb through skin into the body but multiple studies (including on damaged, sunburned, and UV-irradiated skin) have shown that TD stays on the surface and the layer of dead skin cells on top of everything else.
There's also no evidence of carcinogenicity, mutagenicity, or reproductive toxicity from dermal exposure of this ingredient.
For those who have seen the headline about a 2022 EU ban on TD, that was on TD as a food additive (a complete separate use from topical sunscreen).
There are ongoing questions about how nano-TD might affect marine ecosystems. As of now, there has been no conclusive evidence that any form of TD (or any other sunscreen filter) harms coral reefs or marine life.
The science is still developing and it's a space worth watching rather than packing over.
However, several destinations have reef-safety sunscreen rules that restrict certain chemical filters and steer visitors toward mineral, non-nano options. If you're traveling somewhere with these rules, a non-nano mineral sunscreen is the safe bet.
Learn more about Titanium DioxideTriethoxycaprylylsilane is a silicon-based surface modifier that makes sunscreens feel silky and makeup stay put.
Its main job is to coat mineral particles like titanium dioxide, zinc oxide, and color pigments in a thin, oily layer so they spread smoothly, don't clump, and stick to skin better.
This ingredient is typically used at low levels (up to 2.5% in eyeshadow and 1% in lipstick).
Learn more about TriethoxycaprylylsilaneWater. It's the most common cosmetic ingredient of all. You'll usually see it at the top of ingredient lists, meaning that it makes up the largest part of the product.
So why is it so popular? Water most often acts as a solvent - this means that it helps dissolve other ingredients into the formulation.
You'll also recognize water as that liquid we all need to stay alive. If you see this, drink a glass of water. Remember to stay hydrated!
Learn more about WaterZinc Oxide (ZO) is a mineral broad-spectrum UV filter and the broadest-spectrum filter recognized by the FDA. It covers everything from UVB through to long-wave UVA.
On top of sun protection, it has skin protectant and skin-soothing properties too.
Here's a myth worth busting: mineral filters are usually described as working by "reflecting" or "bouncing" UV off your skin.
That's mostly not true: when researchers actually measured it, ZO and Titanium Dioxide reflect only about 4-5% of UV (less than SPF 2 worth of protection).
The vast majority of the work (~95%) is done by absorption, similar to chemical UV filters. ZO is a semiconductor that absorbs UV photos through its energy band gap.
So the old "physical blocker vs. chemical absorber" framing is really an oversimplification.
Zinc Oxide is one of the most effective broad-spectrum UV filters out there. It protects across UVB, UVA2, and UVA1 with a flat, even absorption curve across the whole UVA-UVB range.
That uniform UVA coverage is its standout feature; titanium dioxide skews more toward UVB as its particle size drops so ZO gives more consistent and extended UVA protection.
It's also very photostable. As an inorganic oxide, ZO doesn't break down in sunlight the way some organic filters can, so it holds up over a day of wear.
This ingredient is gentle and soothing, making it go-to for sunscreens aimed at sensitive skin, rosacea, or ecezma-prone skin, babies, and children.
It's also unlikely to cause the "eye sting" that some sunscreen ingredients are known for, and regulatory agencies broadly consider it non-toxic and safe for topical use.
Beyond sun protection, ZO is also a recognized OTC skin protectant. It forms a breathable barrier that shields skin from moisture and irritation while supporting healing. This is why you'll see it as a classic active in diaper rash creams.
The only downside to ZO is that it can leave a visible white cast, especially on deeper skin tones. This is the main reason mineral sunscreens have historically felt less cosmetically elegant than chemical or hybrid formulas.
Zinc Oxide comes in both non-nano and nano forms. The dividing line is 100nm and anything under is classified as a nanomaterial by the EU.
The nano version scatters less visible light which cuts down white case and gives a lighter, more wearable texture.
Another thing worth understanding about formulation:
Uncoated ZO has some inherent photocatalytic activity. This just means it can generate reactive oxygen species under UV. It's exactly why cosmetic-grade ZO is almost always surface-coated; this coating suppresses that reactivity and improves how the powder disperses and feels.
A well-formulated coated ZO largely sidesteps this issue.
Zinc Oxide is commonly used anywhere from 10% up to the regulatory maximum in sunscreens (25%).
Mineral-only broad-spectrum products often land in the 15-25% range to hit higher SPF and UVA values. Keep in mind SPF performance depends heavily on particle size, dispersion, and the rest of the formula, and not just the percentage.
As an OTC skin protectant like diaper creams, ZO typically runs higher at roughly 10-40%.
This ingredient is generally easy to work with and doesn't photodegrade.
The only thing to know is that uncoated ZO can be a bit reactive in a formula.
Under UV, it can break down sensitive ingredients like other actives or UV filters. This is another reason coated versions are standard. ZO can also react with very acidic ingredients or throw off stability of some creams. A good formula will get around this with the right coatings and dispersion.
The EU's Scientific Committee on Consumer Safety has concluded that ZO nanoparticles "can be considered to not pose any risk of adverse effects in humans after application on healthy, intact or sunburnt skin".
You might hear that ZO is "toxic"; this is because an in-vitro (test tube) study suggested micronized ZO had potential phototoxicity. In vivo (human) investigations have disputed this and the results have come back reassuring.
So does ZO penetrate skin? The short answer is no, not in any way that matters.
The most relevant evidence comes from real-world human studies: in one, volunteers applied ZO nanoparticle sunscreen hourly for six hours and daily for five days. The advanced imaging showed the particles stayed on the surface and never reached the living epidermis, and no cellular toxicity was found.
Other in-vivo and ex-vivo work agree; ZO nanoparticles don't cross the stratum corneum, even on flexed, massaged, or barrier-impaired skin.
A small amount of solubilized zinc ions can dissolve off the particles and enter the upper skin. But the quantities are tiny compared to the zinc already naturally present in your body, and studies haven't found this to cause local toxicity.
The sunscreen bans you've heard of (like Hawaii's) are aimed at two chemical filters, Oxybenzone and Octinoxate. ZO itself it not banned and is often recommended instead.
So far, there's no solid evidence that any form of ZO harms reefs. It is an ongoing and active area of study, and worth keeping an eye on.
If you're traveling somewhere with these rules, a non-nano mineral sunscreen is the safe bet.
Learn more about Zinc Oxide