What's inside
What's inside
Key Ingredients
Benefits
Concerns
Ingredients Side-by-side
Titanium Dioxide 9%
Cosmetic ColorantZinc Oxide 6.3%
Cosmetic ColorantWater
Skin ConditioningPhenyl Trimethicone
Skin ConditioningDimethicone
EmollientButylene Glycol
HumectantButylene Glycol Dicaprylate/Dicaprate
EmollientOrbignya Oleifera Seed Oil
EmollientButyloctyl Salicylate
Skin ConditioningCetyl PEG/PPG-10/1 Dimethicone
EmulsifyingCyclopentasiloxane
EmollientSnail Secretion Filtrate
Skin ConditioningAluminum Hydroxide
EmollientMagnesium Sulfate
Polyglyceryl-4 Isostearate
EmulsifyingStearic Acid
CleansingCyclohexasiloxane
EmollientDimethicone/Vinyl Dimethicone Crosspolymer
Skin ConditioningHexyl Laurate
EmollientCalcium Stearate
Cosmetic ColorantTriethoxycaprylylsilane
Caprylyl Glycol
EmollientEthyl Hexanediol
SolventEthylhexylglycerin
Skin ConditioningLimonene
PerfumingCitrus Limon Peel Oil
MaskingSorbitan Isostearate
EmulsifyingTocopheryl Acetate
AntioxidantPhenoxyethanol
PreservativeCitrus Aurantium Bergamia Fruit Oil
Masking1,2-Hexanediol
Skin ConditioningAdenosine
Skin ConditioningCitrus Aurantium Dulcis Peel Oil
MaskingCitrus Aurantifolia Oil
CleansingPinus Sylvestris Leaf Oil
MaskingLinalool
PerfumingEucalyptus Globulus Leaf Oil
PerfumingGlycerin
HumectantCitral
PerfumingNiacinamide
SmoothingHyaluronic Acid
HumectantColloidal Oatmeal
AbsorbentHydrolyzed Collagen
EmollientSteareth-20
CleansingPentaerythrityl Tetra-Di-T-Butyl Hydroxyhydrocinnamate
AntioxidantCamellia Sinensis Leaf Extract
AntimicrobialOlea Europaea Leaf Extract
PerfumingChlorhexidine Digluconate
AntimicrobialN-Hydroxysuccinimide
Skin ConditioningSilk Extract
Skin ConditioningHydrolyzed Silk
HumectantSodium Citrate
BufferingPotassium Sorbate
PreservativePalmitoyl Tripeptide-1
Skin ConditioningChrysin
Skin ConditioningPalmitoyl Tetrapeptide-7
Skin ConditioningCitric Acid
BufferingBiotin
AntiseborrhoeicTitanium Dioxide 9%, Zinc Oxide 6.3%, Water, Phenyl Trimethicone, Dimethicone, Butylene Glycol, Butylene Glycol Dicaprylate/Dicaprate, Orbignya Oleifera Seed Oil, Butyloctyl Salicylate, Cetyl PEG/PPG-10/1 Dimethicone, Cyclopentasiloxane, Snail Secretion Filtrate, Aluminum Hydroxide, Magnesium Sulfate, Polyglyceryl-4 Isostearate, Stearic Acid, Cyclohexasiloxane, Dimethicone/Vinyl Dimethicone Crosspolymer, Hexyl Laurate, Calcium Stearate, Triethoxycaprylylsilane, Caprylyl Glycol, Ethyl Hexanediol, Ethylhexylglycerin, Limonene, Citrus Limon Peel Oil, Sorbitan Isostearate, Tocopheryl Acetate, Phenoxyethanol, Citrus Aurantium Bergamia Fruit Oil, 1,2-Hexanediol, Adenosine, Citrus Aurantium Dulcis Peel Oil, Citrus Aurantifolia Oil, Pinus Sylvestris Leaf Oil, Linalool, Eucalyptus Globulus Leaf Oil, Glycerin, Citral, Niacinamide, Hyaluronic Acid, Colloidal Oatmeal, Hydrolyzed Collagen, Steareth-20, Pentaerythrityl Tetra-Di-T-Butyl Hydroxyhydrocinnamate, Camellia Sinensis Leaf Extract, Olea Europaea Leaf Extract, Chlorhexidine Digluconate, N-Hydroxysuccinimide, Silk Extract, Hydrolyzed Silk, Sodium Citrate, Potassium Sorbate, Palmitoyl Tripeptide-1, Chrysin, Palmitoyl Tetrapeptide-7, Citric Acid, Biotin
Water
Skin ConditioningCI 77891
Cosmetic ColorantCyclopentasiloxane
EmollientEthylhexyl Methoxycinnamate
UV AbsorberPhenyl Trimethicone
Skin ConditioningButylene Glycol
HumectantCyclohexasiloxane
EmollientZinc Oxide
Cosmetic ColorantIsododecane
EmollientCetyl PEG/PPG-10/1 Dimethicone
EmulsifyingMethylpropanediol
SolventNiacinamide
SmoothingButylene Glycol Dicaprylate/Dicaprate
EmollientPolyglyceryl-4 Isostearate
EmulsifyingHydrogenated Polyisobutene
EmollientSodium Chloride
MaskingDisteardimonium Hectorite
StabilisingPrunus Amygdalus Dulcis Oil
Skin ConditioningRaspberry Seed Oil/Tocopheryl Succinate Aminopropanediol Esters
Skin ConditioningSodium Hyaluronate
HumectantPortulaca Oleracea Extract
Skin ConditioningGynostemma Pentaphyllum Leaf/Stem Extract
AntioxidantPlukenetia Volubilis Seed Oil
EmollientSchinus Terebinthifolia Seed Extract
AstringentSorbitan Isostearate
EmulsifyingOzokerite
Emulsion StabilisingMethyl Methacrylate Crosspolymer
Dimethicone
EmollientHexyl Laurate
EmollientDimethicone/Vinyl Dimethicone Crosspolymer
Skin ConditioningCaprylic/Capric Triglyceride
MaskingEthylhexylglycerin
Skin ConditioningAluminum Hydroxide
EmollientBeeswax
Emulsion StabilisingStearic Acid
CleansingTriethoxycaprylylsilane
Hydrogenated Poly(C6-14 Olefin)
EmollientPropylene Carbonate
SolventAdenosine
Skin ConditioningAlumina
AbrasiveAscorbic Acid
AntioxidantHydrolyzed Extensin
Skin ConditioningCeramide NP
Skin ConditioningLinoleic Acid
CleansingRetinol
Skin ConditioningTocopherol
AntioxidantCalcium Aluminum Borosilicate
Beta-Glucan
Skin ConditioningDisodium EDTA
Xanthan Gum
EmulsifyingPhenoxyethanol
PreservativeParfum
MaskingLimonene
PerfumingButylphenyl Methylpropional
PerfumingLinalool
PerfumingCitronellol
PerfumingCI 77492
Cosmetic ColorantCI 77491
Cosmetic ColorantCI 77499
Cosmetic ColorantWater, CI 77891, Cyclopentasiloxane, Ethylhexyl Methoxycinnamate, Phenyl Trimethicone, Butylene Glycol, Cyclohexasiloxane, Zinc Oxide, Isododecane, Cetyl PEG/PPG-10/1 Dimethicone, Methylpropanediol, Niacinamide, Butylene Glycol Dicaprylate/Dicaprate, Polyglyceryl-4 Isostearate, Hydrogenated Polyisobutene, Sodium Chloride, Disteardimonium Hectorite, Prunus Amygdalus Dulcis Oil, Raspberry Seed Oil/Tocopheryl Succinate Aminopropanediol Esters, Sodium Hyaluronate, Portulaca Oleracea Extract, Gynostemma Pentaphyllum Leaf/Stem Extract, Plukenetia Volubilis Seed Oil, Schinus Terebinthifolia Seed Extract, Sorbitan Isostearate, Ozokerite, Methyl Methacrylate Crosspolymer, Dimethicone, Hexyl Laurate, Dimethicone/Vinyl Dimethicone Crosspolymer, Caprylic/Capric Triglyceride, Ethylhexylglycerin, Aluminum Hydroxide, Beeswax, Stearic Acid, Triethoxycaprylylsilane, Hydrogenated Poly(C6-14 Olefin), Propylene Carbonate, Adenosine, Alumina, Ascorbic Acid, Hydrolyzed Extensin, Ceramide NP, Linoleic Acid, Retinol, Tocopherol, Calcium Aluminum Borosilicate, Beta-Glucan, Disodium EDTA, Xanthan Gum, Phenoxyethanol, Parfum, Limonene, Butylphenyl Methylpropional, Linalool, Citronellol, CI 77492, CI 77491, CI 77499
Reviews
Ingredients Explained
These ingredients are found in both products.
Ingredients higher up in an ingredient list are typically present in a larger amount.
Adenosine is a purine nucleoside that your body already makes in every cell. In skincare, it acts mainly as a skin conditioning and anti-aging agent.
The way it works is fairly well mapped out:
Your skin has cells called fibroblasts that build collagen (the stuff that keeps skin firm and smooth). Adenosine basically flips a switch on these cells that tells them to get to work making more collagen and other proteins. These cells slow down on their own as skin ages, so Adenosine helps give them a little nudge to keep going.
The clinical backing is pretty solid too.
A blind, randomized, placebo-controlled trial of 126 women aged 45-65 tested a 0.1% cream twice daily and found real improvements in crow's feet and frown lines using a precise 3D skin-mapping technique; these changes showed up by week 3 and held at 2 months.
A later study using Adenosine-loaded dissolving microneedle patches reported gains in wrinkle depth, dermal density, elasticity, and hydration.
On concentrations, South Korea's Ministry of Food and Drug Safety has set 0.04% as the approved functional anti-wrinkle level. You'll typically see this ingredient used somewhere in the 0.04-0.1% range since it works at low doses.
This ingredient has been found safe for cosmetics with the data showing no irritation or sensitization.
Overall, this is a great ingredient for any anti-aging routine and has no photosensitizing effect, so it suits both AM and PM use.
Learn more about AdenosineAluminum Hydroxide is a form of aluminum. It can be naturally found in nature as the mineral gibbsite. In cosmetics, Aluminum Hydroxide is used as a colorant, pH adjuster, and absorbent.
As a colorant, Aluminum Hydroxide may add opacity, or reduce the transparency. Aluminum hydroxide is contains both basic and acidic properties.
According to manufacturers, this ingredient is an emollient and humectant. This means it helps hydrate the skin.
In medicine, this ingredient is used to help relieve heartburn and help heal ulcers.
There is currently no credible scientific evidence linking aluminum hydroxide in cosmetics to increased cancer risk.
Major health organizations allow the use of aluminum hydroxide in personal care products and have not flagged it as a carcinogenic risk at typical usage levels.
Learn more about Aluminum HydroxideButylene Glycol (or BG) is used within cosmetic products for a few different reasons:
Overall, Butylene Glycol is a safe and well-rounded ingredient that works well with other ingredients.
Though this ingredient works well with most skin types, some people with sensitive skin may experience a reaction such as allergic rashes, closed comedones, or itchiness.
Learn more about Butylene GlycolThis is a lightweight diester (caprylic/capric acid + butylene glycol) with emollient and skin conditioning properties.
According to a manufacturer, this ingredient can help add a "cushiony" oil phase without making it heavy.
This ingredient is a silicone-based emulsifer that helps the water and oil phases play nicely together.
It's pretty effective because one end of the molecule loves oil and the other one loves water.
Besides holding formulas together, it also leaves a silky and lightweight feel on skin without the greasiness. A manufacturer also claims it can help with the controlled release of active ingredients.
The CIR Expert Panel found this ingredient to not be sensitizing in concentrations up to 15% in human maximazation testing and dimethicone-based compounds were not comedogenic.
It has a high molecular weight well above 1,000 g/mol which means it limits meaningful skin penetration.
A 2019 study specifically tested this ingredient and found no observable Malassezia growth in its presence.
Learn more about Cetyl PEG/PPG-10/1 DimethiconeCyclohexasiloxane is a type of silicone more commonly known as D6. It is an emollient and solvent.
Cyclohexasiloxane is used to evenly distribute ingredients throughout the product. When applied to the skin, Cyclohexasiloxane evaporates and leaves behind a silky feel.
As an emollient, it can help the skin feel soft and hydrated. It is also used to reduce frizz in hair products.
Learn more about CyclohexasiloxaneCyclopentasiloxane (D5) is a lightweight silicone that mostly acts as an emollient and solvent in cosmetics. Its the reason your products feel silky, fast-spreading, and non-greasy.
Since D5 is volatile, it does its thing and then evaporates off the skin quickly.
The safety profile of this ingredient is reassuring; the US CIR Expert Panel concluded D5 is safe as used in cosmetics and Health Canada concluded that D5 is not harmful to human health or the environment as currently used in cosmetics
There's a study that people mention about D5 in a rat study showing tumors. This study is related to long-term inhalation of high D5 levels.
Regulatory bodies have judged this study to be not applicable in topical skincare since skin absorption of D5 is very low and we're not really inhaling huge amounts of D5.
The only restriction for this ingredient is environmental. The European Chemicals Agency (ECHA) restricted D5 in wash-off cosmetics at or above 0.1% due to their persistence in water.
Learn more about CyclopentasiloxaneDimethicone is a type of synthetic silicone created from natural materials such as quartz. It is also known as polydimethylsiloxane.
What it does:
Dimethicone comes in different viscosities:
Depending on the viscosity, dimethicone has different properties.
Ingredients lists don't always show which type is used, so we recommend reaching out to the brand if you have questions about the viscosity.
This ingredient is unlikely to cause irritation because it does not get absorbed into skin. However, people with silicone allergies should be careful about using this ingredient.
Note: Dimethicone may contribute to pilling. This is because it is not oil or water soluble, so pilling may occur when layered with products. When mixed with heavy oils in a formula, the outcome is also quite greasy.
Learn more about DimethiconeThis ingredient is a silicone elastomer that works as a texture enhancer, adds a silky slip, and also helps absorb excess oil.
Because it's a large macromolecule that's insoluble in water and chemically inert, it's not expected to penetrate or be absorbed into skin.
Human patch tests with a facial lotion containing 1% of this ingredient found no sensitization.
Learn more about Dimethicone/Vinyl Dimethicone CrosspolymerEthylhexylglycerin is created from glycerin. It is a multitasker ingredient that:
The CIR Expert Panel found minimal skin absorption or sensitization of any kind in a safety assessment. Though this ingredient is considered well-tolerated, a small number of cases of allergic dermatitis have been published since 2002. Just be sure to patch test if you are unsure.
Industry-reported use ranges from 8% in rinse-off products and 2% in leave-on formulations.
Learn more about EthylhexylglycerinHexyl Laurate isn't fungal acne safe.
Limonene is a fragrance that adds scent and taste to a formulation.
It's found in the peel oil of citrus fruits and other plants such as lavender and eucalyptus. The scent of limonene is generally described as "sweet citrus".
Limonene acts as an antioxidant, meaning it helps neutralize free radicals.
When exposed to air, oxidized limonene may sensitize the skin. Because of this, limonene is often avoided by people with sensitive skin.
The term 'fragrance' is not regulated in many countries. In many cases, it is up to the brand to define this term. For instance, many brands choose to label themselves as "fragrance-free" because they are not using synthetic fragrances. However, their products may still contain ingredients such as essential oils that are considered a fragrance.
Learn more about LimoneneLinalool is a fragrance and helps add scent to products. It's derived from common plants such as cinnamon, mint, citrus, and lavender.
Like Limonene, this ingredient oxidizes when exposed to air. Oxidized linalool can cause allergies and skin sensitivity.
This ingredient has a scent that is floral, spicy tropical, and citrus-like.
Learn more about LinaloolNiacinamide is a multitasking form of vitamin B3 that strengthens the skin barrier, reduces pores and dark spots, regulates oil, and improves signs of aging.
And the best part? It's gentle and well-tolerated by most skin types, including sensitive and reactive skin.
You might have heard of "niacin flush", or the reddening of skin that causes itchiness. Niacinamide has not been found to cause this.
In very rare cases, some individuals may not be able to tolerate niacinamide at all or experience an allergic reaction to it.
If you are experiencing flaking, irritation, and dryness with this ingredient, be sure to double check all your products as this ingredient can be found in all categories of skincare.
When incorporating niacinamide into your routine, look out for concentration amounts. Typically, 5% niacinamide provides benefits such as fading dark spots. However, if you have sensitive skin, it is better to begin with a smaller concentration.
When you apply niacinamide to your skin, your body converts it into nicotinamide adenine dinucleotide (NAD). NAD is an essential coenzyme that is already found in your cells as "fuel" and powers countless biological processes.
In your skin, NAD helps repair cell damage, produce new healthy cells, support collagen production, strengthen the skin barrier, and fight environmental stressors (like UV and pollution).
Our natural NAD levels start to decline with age, leading to slower skin repair, visible aging, and a weaker skin barrier. By providing your skin niacinamide, you're recharging your skin's NAD levels. This leads to stronger, healthier, and younger looking skin.
Another name for vitamin B3 is nicotinamide. This vitamin is water-soluble and our bodies don't store it. We obtain Vitamin B3 from either food or skincare. Meat, fish, wheat, yeast, and leafy greens contain vitamin B3.
The type of niacinamide used in skincare is synthetically created.
Learn more about NiacinamidePhenoxyethanol is one of the most widely used preservatives in skincare (and for good reason!).
It has a large spectrum of antimicrobial activity and especially effective bacteria, yeast, and mold while only having a weak effect on your skin's natural microbiome.
On a cellular level, it disrupts the cell membranes of microbes by poking holes that make the cell leak. This shuts down the chemical reactions the microbe needs to make energy so it can no longer survive.
Another perk of this ingredient is that it stays functional across a wide pH range (3-10).
You'll often see it paired with boosters like Ethylhexylglycerin; one study showed that a 1:9 ratio of Ethylhexylglycerin to Phenoxyethanol damages bacterial membranes as effectively as doubling the Phenoxyethanol concentration on its own.
Typical use concentrations range from 0.3-1% depending on the formula, and this ingredient is capped at 1% int the EU.
Safety-wise, the fear mongering does not hold up to the evidence. The EU's Scientific Committee on Consumer Safety and FDA consider it safe as a preservative at up to 1%, including for children of all ages.
Adverse systemic effects only showed up in animal studies at exposures roughly 200x higher than what people get from cosmetics. And despite its very widespread use, this ingredient is a rare sensitizer and allergic reactions are uncommon.
Learn more about PhenoxyethanolPhenyl Trimethicone is a silicon-based polymer. It is derived from silica.
Phenyl Trimethicone is used as an emollient and prevents products from foaming.
As an emollient, it helps trap moisture in the skin. It is considered an occlusive.
Learn more about Phenyl TrimethiconePolyglyceryl-4 Isostearate is a plant-derived, PEG-free emulsifier.
It's made by hooking isostearic acid onto a chain of glycerin units to give it a water-loving "head" and oil-loving "tail". This allows it to keep the oil and water mixed in a formula.
The highest reported concentration is about 24% in eye makeup but most suppliers recommend a level below 10%.
It has a clean track record for safety and found to be non-irritating.
Because it is an ester of a C18 fatty acid, Malassezia can potentially metabolize it (it sits in the C11-24 range that Malassezia likes). Therefore, this ingredient may not be fungal acne safe.
Learn more about Polyglyceryl-4 IsostearateSorbitan Isostearate is an emulsifer. It is created from isostearic acid and sorbitol.
As an emulsifier, it keeps the water and oil ingredients from separating. This keeps formulas stable and smooth.
In a 24 hour occlusive patch test on 56 subjects, 10% sorbitan isostearate was completely non-irritating. Most formulas use less than 10%.
Because it's a fatty acid ester, it may not be fungal acne safe since the Malassezia yeast can utilize it as a nutrient source.
Learn more about Sorbitan IsostearateStearic Acid is a fatty acid that is already found in your skin. It's one of the free fatty acids that works alongside ceramides and cholesterols to maintain your barrier.
In cosmetics, it is a multitasker:
Safety-wise, the CIR Expert Panel has concluded it to be safe in cosmetics when formulated to be non-irritating and non-sensitizing.
Free stearic acid is a C18 fatty acid that the Malassezia yeast can substrate, so this ingredient may not be fungal acne safe.
Learn more about Stearic AcidTriethoxycaprylylsilane is a silicon-based surface modifier that makes sunscreens feel silky and makeup stay put.
Its main job is to coat mineral particles like titanium dioxide, zinc oxide, and color pigments in a thin, oily layer so they spread smoothly, don't clump, and stick to skin better.
This ingredient is typically used at low levels (up to 2.5% in eyeshadow and 1% in lipstick).
Learn more about TriethoxycaprylylsilaneWater. It's the most common cosmetic ingredient of all. You'll usually see it at the top of ingredient lists, meaning that it makes up the largest part of the product.
So why is it so popular? Water most often acts as a solvent - this means that it helps dissolve other ingredients into the formulation.
You'll also recognize water as that liquid we all need to stay alive. If you see this, drink a glass of water. Remember to stay hydrated!
Learn more about WaterZinc Oxide (ZO) is a mineral broad-spectrum UV filter and the broadest-spectrum filter recognized by the FDA. It covers everything from UVB through to long-wave UVA.
On top of sun protection, it has skin protectant and skin-soothing properties too.
Here's a myth worth busting: mineral filters are usually described as working by "reflecting" or "bouncing" UV off your skin.
That's mostly not true: when researchers actually measured it, ZO and Titanium Dioxide reflect only about 4-5% of UV (less than SPF 2 worth of protection).
The vast majority of the work (~95%) is done by absorption, similar to chemical UV filters. ZO is a semiconductor that absorbs UV photos through its energy band gap.
So the old "physical blocker vs. chemical absorber" framing is really an oversimplification.
Zinc Oxide is one of the most effective broad-spectrum UV filters out there. It protects across UVB, UVA2, and UVA1 with a flat, even absorption curve across the whole UVA-UVB range.
That uniform UVA coverage is its standout feature; titanium dioxide skews more toward UVB as its particle size drops so ZO gives more consistent and extended UVA protection.
It's also very photostable. As an inorganic oxide, ZO doesn't break down in sunlight the way some organic filters can, so it holds up over a day of wear.
This ingredient is gentle and soothing, making it go-to for sunscreens aimed at sensitive skin, rosacea, or ecezma-prone skin, babies, and children.
It's also unlikely to cause the "eye sting" that some sunscreen ingredients are known for, and regulatory agencies broadly consider it non-toxic and safe for topical use.
Beyond sun protection, ZO is also a recognized OTC skin protectant. It forms a breathable barrier that shields skin from moisture and irritation while supporting healing. This is why you'll see it as a classic active in diaper rash creams.
The only downside to ZO is that it can leave a visible white cast, especially on deeper skin tones. This is the main reason mineral sunscreens have historically felt less cosmetically elegant than chemical or hybrid formulas.
Zinc Oxide comes in both non-nano and nano forms. The dividing line is 100nm and anything under is classified as a nanomaterial by the EU.
The nano version scatters less visible light which cuts down white case and gives a lighter, more wearable texture.
Another thing worth understanding about formulation:
Uncoated ZO has some inherent photocatalytic activity. This just means it can generate reactive oxygen species under UV. It's exactly why cosmetic-grade ZO is almost always surface-coated; this coating suppresses that reactivity and improves how the powder disperses and feels.
A well-formulated coated ZO largely sidesteps this issue.
Zinc Oxide is commonly used anywhere from 10% up to the regulatory maximum in sunscreens (25%).
Mineral-only broad-spectrum products often land in the 15-25% range to hit higher SPF and UVA values. Keep in mind SPF performance depends heavily on particle size, dispersion, and the rest of the formula, and not just the percentage.
As an OTC skin protectant like diaper creams, ZO typically runs higher at roughly 10-40%.
This ingredient is generally easy to work with and doesn't photodegrade.
The only thing to know is that uncoated ZO can be a bit reactive in a formula.
Under UV, it can break down sensitive ingredients like other actives or UV filters. This is another reason coated versions are standard. ZO can also react with very acidic ingredients or throw off stability of some creams. A good formula will get around this with the right coatings and dispersion.
The EU's Scientific Committee on Consumer Safety has concluded that ZO nanoparticles "can be considered to not pose any risk of adverse effects in humans after application on healthy, intact or sunburnt skin".
You might hear that ZO is "toxic"; this is because an in-vitro (test tube) study suggested micronized ZO had potential phototoxicity. In vivo (human) investigations have disputed this and the results have come back reassuring.
So does ZO penetrate skin? The short answer is no, not in any way that matters.
The most relevant evidence comes from real-world human studies: in one, volunteers applied ZO nanoparticle sunscreen hourly for six hours and daily for five days. The advanced imaging showed the particles stayed on the surface and never reached the living epidermis, and no cellular toxicity was found.
Other in-vivo and ex-vivo work agree; ZO nanoparticles don't cross the stratum corneum, even on flexed, massaged, or barrier-impaired skin.
A small amount of solubilized zinc ions can dissolve off the particles and enter the upper skin. But the quantities are tiny compared to the zinc already naturally present in your body, and studies haven't found this to cause local toxicity.
The sunscreen bans you've heard of (like Hawaii's) are aimed at two chemical filters, Oxybenzone and Octinoxate. ZO itself it not banned and is often recommended instead.
So far, there's no solid evidence that any form of ZO harms reefs. It is an ongoing and active area of study, and worth keeping an eye on.
If you're traveling somewhere with these rules, a non-nano mineral sunscreen is the safe bet.
Learn more about Zinc Oxide