Banana Boat Mattifying Face Sunscreen Lotion SPF 50+ Versus Neutrogena Ultra Sheer Fluid Sunscreen Age Shield SPF 50
What's inside
What's inside
Key Ingredients
Benefits
Concerns
Ingredients Side-by-side
Bis-Ethylhexyloxyphenol Methoxyphenyl Triazine
Skin ConditioningButyl Methoxydibenzoylmethane
UV AbsorberEthylhexyl Triazone
UV AbsorberMethylene Bis-Benzotriazolyl Tetramethylbutylphenol
UV FilterOctocrylene
UV AbsorberEthylhexyl Salicylate
UV Absorber1,2-Hexanediol
Skin ConditioningButylene Glycol
HumectantAcrylates Copolymer
C12-15 Alkyl Benzoate
AntimicrobialCaprylyl Glycol
EmollientDecyl Glucoside
CleansingDecylene Glycol
Skin ConditioningDibutyl Adipate
EmollientDisodium EDTA
Tocopheryl Acetate
AntioxidantGlyceryl Stearate
EmollientHydroxyacetophenone
AntioxidantNiacinamide
SmoothingPhenoxyethanol
PreservativePolyglyceryl-3 Methylglucose Distearate
EmulsifyingPotassium Cetyl Phosphate
EmulsifyingPropylene Glycol
HumectantWater
Skin ConditioningSilica
AbrasiveSimmondsia Chinensis Seed Oil
EmollientSodium Hydroxide
BufferingTapioca Starch
Xanthan Gum
EmulsifyingBis-Ethylhexyloxyphenol Methoxyphenyl Triazine, Butyl Methoxydibenzoylmethane, Ethylhexyl Triazone, Methylene Bis-Benzotriazolyl Tetramethylbutylphenol, Octocrylene, Ethylhexyl Salicylate, 1,2-Hexanediol, Butylene Glycol, Acrylates Copolymer, C12-15 Alkyl Benzoate, Caprylyl Glycol, Decyl Glucoside, Decylene Glycol, Dibutyl Adipate, Disodium EDTA, Tocopheryl Acetate, Glyceryl Stearate, Hydroxyacetophenone, Niacinamide, Phenoxyethanol, Polyglyceryl-3 Methylglucose Distearate, Potassium Cetyl Phosphate, Propylene Glycol, Water, Silica, Simmondsia Chinensis Seed Oil, Sodium Hydroxide, Tapioca Starch, Xanthan Gum
Water
Skin ConditioningC12-15 Alkyl Benzoate
AntimicrobialDiethylamino Hydroxybenzoyl Hexyl Benzoate
UV FilterEthylhexyl Triazone
UV AbsorberCaprylyl Methicone
Skin ConditioningDiisopropyl Adipate
EmollientAluminum Starch Octenylsuccinate
AbsorbentMethylene Bis-Benzotriazolyl Tetramethylbutylphenol
UV FilterNiacinamide
SmoothingDimethicone
EmollientDiisopropyl Sebacate
EmollientGlycerin
HumectantGlyceryl Stearate
EmollientPEG-100 Stearate
SurfactantHydroxyacetophenone
AntioxidantBis-Ethylhexyloxyphenol Methoxyphenyl Triazine
Skin ConditioningPotassium Cetyl Phosphate
EmulsifyingTriacontanyl Pvp
HumectantDimethicone Crosspolymer
Emulsion StabilisingHydroxyethyl Acrylate/Sodium Acryloyldimethyl Taurate Copolymer
Emulsion StabilisingHydrolyzed Jojoba Esters
Skin ConditioningTitanium Dioxide
Cosmetic ColorantDisodium EDTA
Sodium Ascorbyl Phosphate
AntioxidantTocopheryl Acetate
AntioxidantAcrylates/C10-30 Alkyl Acrylate Crosspolymer
Emulsion StabilisingPanthenol
Skin ConditioningPentylene Glycol
Skin ConditioningParfum
MaskingSilica
AbrasiveSodium Hydroxide
BufferingSodium Hyaluronate
HumectantJojoba Esters
EmollientWater, C12-15 Alkyl Benzoate, Diethylamino Hydroxybenzoyl Hexyl Benzoate, Ethylhexyl Triazone, Caprylyl Methicone, Diisopropyl Adipate, Aluminum Starch Octenylsuccinate, Methylene Bis-Benzotriazolyl Tetramethylbutylphenol, Niacinamide, Dimethicone, Diisopropyl Sebacate, Glycerin, Glyceryl Stearate, PEG-100 Stearate, Hydroxyacetophenone, Bis-Ethylhexyloxyphenol Methoxyphenyl Triazine, Potassium Cetyl Phosphate, Triacontanyl Pvp, Dimethicone Crosspolymer, Hydroxyethyl Acrylate/Sodium Acryloyldimethyl Taurate Copolymer, Hydrolyzed Jojoba Esters, Titanium Dioxide, Disodium EDTA, Sodium Ascorbyl Phosphate, Tocopheryl Acetate, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Panthenol, Pentylene Glycol, Parfum, Silica, Sodium Hydroxide, Sodium Hyaluronate, Jojoba Esters
Ingredients Explained
These ingredients are found in both products.
Ingredients higher up in an ingredient list are typically present in a larger amount.
You might know this ingredient as Tinosorb S or Bemotrizinol. It is a UV filter that covers both UVA and UVB rays.
This ingredient has two peak UV absorption peaks ( 310 and 340 nm) and is able to absorb both UV-A and UV-B rays. This ingredient works by preventing UV rays from reaching and damaging your skin.
On top of that - it is highly photostable and helps prevent the photodegration of other sunscreen ingredients such as avobenzone.
Tinosorb S is allowed in the EU, Australia, Asia, Canada, and recently approved for use by the US in mid-2026.
Fun fact: Tinosorb S is the most effective UV absorber at maximum concentration (measured by SPF) permitted in the EU.
This ingredient is oil-soluble, so your oil-cleansers will take this right off at night.
Learn more about Bis-Ethylhexyloxyphenol Methoxyphenyl TriazineC12-15 Alkyl Benzoate is made up of Benzoic Acid and long chain alcohols. It has a low molecular weight.
C12-15 Alkyl Benzoate is an emollient and texture enhancer. Due to its solubility, it is often used in sunscreens to help evenly distribute active ingredients.
As an emollient, C12-15 Alkyl Benzoate helps soften and hydrate your skin. Emollients create a film on your skin that traps moisture within.
This ingredient has been reported to cause eye irritation.
Learn more about C12-15 Alkyl BenzoateDisodium EDTA is a chelating agent. It grabs onto and deactivates metal ions that sneak into your products from water, packaging, or air.
This ingredient mainly works behind the scenes and helps with:
On top of that, this ingredient can counteract the effects of hard water by binding to the minerals in it.
One thing worth knowing is that Disodium EDTA has been shown to be a mild penetration enhancer. It can help other ingredients absorb into skin more effectively which can be a double-edged sword (great for actives, but can also make the active too strong if you have sensitive skin).
Clinical patch testing showed no significant skin irritation at typical use concentrations and minimal dermal absorption.
You'll most likely see this ingredient near the end of an ingredient list. It's typically found in concentrations less than 1%.
Learn more about Disodium EDTAEthylhexyl Triazone is a modern chemical sunscreen that protects from UV-B radiation.
It is the most effective of existing UV-B filters, as it provides the highest level of photo-stable absorption. It protects from the entire UV-B range (280 to 320nm), with it's highest level of protection at 314nm.
Ethylhexyl Triazone is oil soluble, oderless and colorless, which mean it is able to be incorporated into a variety of different formulations.
It is not currently available within the United States due to slow changing FDA regulations. Outside of the US, it is used in formulations at concentrations up to 5%.
Learn more about Ethylhexyl TriazoneGlyceryl Stearate is made by reacting glycerin with stearic acid (typically sourced from plant oils like palm or coconut). It's an emulsifier, emollient, and mild occlusive.
Emulsifiers help ingredients like oil and water stay mixed so your formula stays nicely blended and uniform in texture.
This ingredient is typically used in concentrations between 1-10%. Studies have found it to be non-sensitizing, non-phototoxic, and non-photoallergenic.
A close cousin of this ingredient is Glyceryl Stearate SE ("self-emulsifying"). This just has a small amount of sodium or potassium stearate added so it can emulsify without a co-emulsifier.
Since this ingredient is an ester of a C18 fatty acid, it may not be fungal acne safe. The Malassezia yeast can potentially metabolize within the C11-C24 range.
Fun fact: The human body also creates Glyceryl Stearate naturally.
Learn more about Glyceryl StearateHydroxyacetophenone is antioxidant with skin conditioning and soothing properties. It also boosts the efficiency of preservatives.
Though naturally occuring in Norwegian spruce needles, this ingredient is usually synthetically created.
This ingredient is not irritating or sensitizing. Recent research also suggests it may have skin-brightening effects through tyrosinase inhibition.
Learn more about HydroxyacetophenoneMethylene Bis-Benzotriazolyl Tetramethylbutylphenol (Tinosorb M) is a hybrid and broad-spectrum UV ingredient. It is both a UV absorber and filter.
UV absorbers are an agent that absorbs UV rays. They protect your skin by using chemical reactions to convert UV rays into heat and energy. UV filters physically reduce the amount of UV rays from reaching your skin.
Tinosorb M covers a range of 280-400 nm and is photostable. This ingredient is neither oil or water soluble.
Tinosorb M is not available in the US. However, it is available in the EU and Asia.
It's sister, Tinosorb S, is set to be approved in the US by late 2025 (fingers crossed!).
Learn more about Methylene Bis-Benzotriazolyl TetramethylbutylphenolNiacinamide is a multitasking form of vitamin B3 that strengthens the skin barrier, reduces pores and dark spots, regulates oil, and improves signs of aging.
And the best part? It's gentle and well-tolerated by most skin types, including sensitive and reactive skin.
You might have heard of "niacin flush", or the reddening of skin that causes itchiness. Niacinamide has not been found to cause this.
In very rare cases, some individuals may not be able to tolerate niacinamide at all or experience an allergic reaction to it.
If you are experiencing flaking, irritation, and dryness with this ingredient, be sure to double check all your products as this ingredient can be found in all categories of skincare.
When incorporating niacinamide into your routine, look out for concentration amounts. Typically, 5% niacinamide provides benefits such as fading dark spots. However, if you have sensitive skin, it is better to begin with a smaller concentration.
When you apply niacinamide to your skin, your body converts it into nicotinamide adenine dinucleotide (NAD). NAD is an essential coenzyme that is already found in your cells as "fuel" and powers countless biological processes.
In your skin, NAD helps repair cell damage, produce new healthy cells, support collagen production, strengthen the skin barrier, and fight environmental stressors (like UV and pollution).
Our natural NAD levels start to decline with age, leading to slower skin repair, visible aging, and a weaker skin barrier. By providing your skin niacinamide, you're recharging your skin's NAD levels. This leads to stronger, healthier, and younger looking skin.
Another name for vitamin B3 is nicotinamide. This vitamin is water-soluble and our bodies don't store it. We obtain Vitamin B3 from either food or skincare. Meat, fish, wheat, yeast, and leafy greens contain vitamin B3.
The type of niacinamide used in skincare is synthetically created.
Learn more about NiacinamidePotassium Cetyl Phosphate is the potassium salt of a mixture. This mixture consists of the esters from phosphoricacid and cetyl alcohol.
Potassium Cetyl Phosphate is an emulsifier and cleansing agent. Emulsifiers help stabilize a product. It does this by preventing certain ingredients from separating.
As a cleansing agent, Potassium Cetyl Phosphate helps gather oils, dirts, and pollutants from your skin. This makes it easier to rinse them away with water.
Learn more about Potassium Cetyl PhosphateSilica, also known as silicon dioxide, is a naturally occurring mineral. It is used as a fine, spherical, and porous powder in cosmetics.
Though it has exfoliant properties, the function of silica varies depending on the product.
The unique structure of silica enhances the spreadability and adds smoothness, making it a great texture enhancer.
It is also used as an active carrier, emulsifier, and mattifier due to its ability to absorb excess oil.
In some products, tiny microneedles called spicules are made from silica or hydrolyzed sponge. When you rub them in, they lightly polish away dead skin layers and enhance the penetration of active ingredients.
Learn more about SilicaSodium Hydroxide is also known as lye or caustic soda. It is used to adjust the pH of products; many ingredients require a specific pH to be effective.
In small amounts, sodium hydroxide is considered safe to use. However, large amounts may cause chemical burns due to its high alkaline.
Your skin has a natural pH and acid mantle. This acid mantle helps prevent harmful bacteria from breaking through. The acid mantle also helps keep your skin hydrated.
"Alkaline" refers to a high pH level. A low pH level would be considered acidic.
Learn more about Sodium HydroxideTocopheryl Acetate is AKA Vitamin E. It is an antioxidant and protects your skin from free radicals. Free radicals damage the skin by breaking down collagen.
One study found using Tocopheryl Acetate with Vitamin C decreased the number of sunburned cells.
Tocopheryl Acetate is commonly found in both skincare and dietary supplements.
Learn more about Tocopheryl AcetateWater. It's the most common cosmetic ingredient of all. You'll usually see it at the top of ingredient lists, meaning that it makes up the largest part of the product.
So why is it so popular? Water most often acts as a solvent - this means that it helps dissolve other ingredients into the formulation.
You'll also recognize water as that liquid we all need to stay alive. If you see this, drink a glass of water. Remember to stay hydrated!
Learn more about Water