Neutrogena Ultra Sheer Dry Touch Sunscreen SPF 50+ Versus Banana Boat Ultra Light Face Fluid SPF 50+
What's inside
What's inside
Key Ingredients
Benefits
Concerns
Ingredients Side-by-side
Water
Skin ConditioningHomosalate
Skin ConditioningOctocrylene
UV AbsorberButyl Methoxydibenzoylmethane
UV AbsorberEthylhexyl Salicylate
UV AbsorberMethylene Bis-Benzotriazolyl Tetramethylbutylphenol
UV FilterEthylhexyl Triazone
UV AbsorberGlycerin
HumectantAluminum Starch Octenylsuccinate
AbsorbentSodium Potassium Aluminum Silicate
Diisopropyl Adipate
EmollientPotassium Cetyl Phosphate
EmulsifyingPhenoxyethanol
PreservativeTriacontanyl Pvp
HumectantCetyl Alcohol
EmollientGlyceryl Stearate
EmollientHydroxyacetophenone
AntioxidantSilica
AbrasiveBis-Ethylhexyloxyphenol Methoxyphenyl Triazine
Skin ConditioningTocopheryl Acetate
AntioxidantHydrolyzed Jojoba Esters
Skin ConditioningPEG-75 Stearate
SurfactantTitanium Dioxide
Cosmetic ColorantDimethicone
EmollientAcrylates/C10-30 Alkyl Acrylate Crosspolymer
Emulsion StabilisingCeteth-20
CleansingParfum
MaskingSteareth-20
CleansingAcrylates/Dimethicone Copolymer
Skin ConditioningDisodium EDTA
Jojoba Esters
EmollientSodium Hydroxide
BufferingWater, Homosalate, Octocrylene, Butyl Methoxydibenzoylmethane, Ethylhexyl Salicylate, Methylene Bis-Benzotriazolyl Tetramethylbutylphenol, Ethylhexyl Triazone, Glycerin, Aluminum Starch Octenylsuccinate, Sodium Potassium Aluminum Silicate, Diisopropyl Adipate, Potassium Cetyl Phosphate, Phenoxyethanol, Triacontanyl Pvp, Cetyl Alcohol, Glyceryl Stearate, Hydroxyacetophenone, Silica, Bis-Ethylhexyloxyphenol Methoxyphenyl Triazine, Tocopheryl Acetate, Hydrolyzed Jojoba Esters, PEG-75 Stearate, Titanium Dioxide, Dimethicone, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Ceteth-20, Parfum, Steareth-20, Acrylates/Dimethicone Copolymer, Disodium EDTA, Jojoba Esters, Sodium Hydroxide
Bis-Ethylhexyloxyphenol Methoxyphenyl Triazine 1%
Skin ConditioningButyl Methoxydibenzoylmethane 5%
UV AbsorberEthylhexyl Triazone 4%
UV AbsorberMethylene Bis-Benzotriazolyl Tetramethylbutylphenol 2%
UV FilterOctocrylene 8%
UV AbsorberEthylhexyl Salicylate 5%
UV Absorber1,2-Hexanediol
Skin ConditioningButylene Glycol
HumectantAcrylates Copolymer
C12-15 Alkyl Benzoate
AntimicrobialCaprylyl Glycol
EmollientDecyl Glucoside
CleansingDecylene Glycol
Skin ConditioningDibutyl Adipate
EmollientDisodium EDTA
Tocopheryl Acetate
AntioxidantGlyceryl Stearate
EmollientHyaluronic Acid
HumectantHydroxyacetophenone
AntioxidantPhenoxyethanol
PreservativePolyglyceryl-3 Methylglucose Distearate
EmulsifyingPolymethylsilsesquioxane
Potassium Cetyl Phosphate
EmulsifyingPropylene Glycol
HumectantWater
Skin ConditioningSilica
AbrasiveSimmondsia Chinensis Seed Oil
EmollientTapioca Starch
Triethanolamine
BufferingXanthan Gum
EmulsifyingBis-Ethylhexyloxyphenol Methoxyphenyl Triazine 1%, Butyl Methoxydibenzoylmethane 5%, Ethylhexyl Triazone 4%, Methylene Bis-Benzotriazolyl Tetramethylbutylphenol 2%, Octocrylene 8%, Ethylhexyl Salicylate 5%, 1,2-Hexanediol, Butylene Glycol, Acrylates Copolymer, C12-15 Alkyl Benzoate, Caprylyl Glycol, Decyl Glucoside, Decylene Glycol, Dibutyl Adipate, Disodium EDTA, Tocopheryl Acetate, Glyceryl Stearate, Hyaluronic Acid, Hydroxyacetophenone, Phenoxyethanol, Polyglyceryl-3 Methylglucose Distearate, Polymethylsilsesquioxane, Potassium Cetyl Phosphate, Propylene Glycol, Water, Silica, Simmondsia Chinensis Seed Oil, Tapioca Starch, Triethanolamine, Xanthan Gum
Reviews
Ingredients Explained
These ingredients are found in both products.
Ingredients higher up in an ingredient list are typically present in a larger amount.
This ingredient is better known as bemotrizinol or Tinosorb S and is one of the best broad-spectrum UV filters in modern sunscreen.
It works by absorbing UV light across a whole range (280-400 nm) with peaks around 310 nm (UVB) and 340-345 nm (UVA). This means it covers UVB plus the deeper UVA wavelengths that drive photoaging and pigmentation.
Another pro?
It's exceptionally photostable, barely degrades in sunlight, and acts as a "bodyguard" for less stable filters.
That's why you'll see it paired with avobenzone or octinoxate; this team up ensures they keep working through sun exposure.
Safety reviews have been reassuring across the board. This ingredient shows low absorption through the skin, rarely irritates, and lab studies found it doesn't act like a hormone in the body (a concern that's been raised about some older sunscreen filters).
On maximum concentrations:
In 2026, the US F.D.A finally added it as an OTC sunscreen ingredient at concentrations up to 6% for adults / children 6 months and older
Learn more about Bis-Ethylhexyloxyphenol Methoxyphenyl TriazineAlso known as Avobenzone, this ingredient is an oil-soluble used to absorb the full spectrum of UVA rays (peak 357 nm).
It's one of the most effective UVA filters available but has a major caveat of photostability: avobenzone is susceptible to photodegradation.
This means it can lose efficacy when exposed to sunlight without the help of a stabilizing agent.
Studies show antioxidants (like vitamin E or vitamin C) and some UV filters (like octocrylene and Tinosorb S) can meaningfully improve its stability in a formulation.
The maximum allowable concentration according to regulation is 3% in the US + Canada, and 5% in the EU, Australia, China, Korea, and ASEAN countries.
It has a well-support safety profile: a comprehensive 2025 review found minimal toxicity with no evidence of carcinogenicity.
Overall, avobenzone is a safe and regulated ingredient used in sunscreen for over 40 years.
Learn more about Butyl MethoxydibenzoylmethaneDisodium EDTA is a chelating agent. It grabs onto and deactivates metal ions that sneak into your products from water, packaging, or air.
This ingredient mainly works behind the scenes and helps with:
On top of that, this ingredient can counteract the effects of hard water by binding to the minerals in it.
One thing worth knowing is that Disodium EDTA has been shown to be a mild penetration enhancer. It can help other ingredients absorb into skin more effectively which can be a double-edged sword (great for actives, but can also make the active too strong if you have sensitive skin).
Clinical patch testing showed no significant skin irritation at typical use concentrations and minimal dermal absorption.
You'll most likely see this ingredient near the end of an ingredient list. It's typically found in concentrations less than 1%.
Learn more about Disodium EDTAEthylhexyl Salicylate (also called Octisalate or Octyl Salicylate) is an oil-soluble organic UV filter that's been used in sunscreen since the 1950's.
It absorbs UVB light in the 280-320 nm range with a peak absorbance around 306 nm.
You'll often see it paired with other UV filters to boost overall SPF because octisalate is a fairly week filter on its own.
The reason you'll see it so often is because it can help solubilize and stabilize the trickier filters like oxybenzone and avobenzone.
Unlike these filters, octisalate has pretty good photostability and doesn't create skin-damaging free radicals when exposed to sunlight.
The fatty-alcohol part of the molecule also gives it a light, emollient feel so it doubles as a nice texture enhancer.
Usage levels vary around the world:
Safety-wise, this ingredient has a pretty reassuring track record. The EU's Scientific Committee on Consumer Products (SCCP) found very low skin penetration in human skin tests and negative results for irritation, phototoxicity, and photoallergy.
The real-world allergy risk is pretty low too; a 2012 European study of 1,031 people recorded only 2 reactions to it (a rate of 0.19%).
You might have seen scary headlines about sunscreen getting into your blood.
In 2019, the FDA found that several chemical filters can absorb through the skin and show up in the bloodstream at small but measurable levels.
Here's the important part: these tiny levels are just a cutoff the FDA uses to decide which ingredients need more testing and doesn't mean anything harmful was found.
The researchers were clear that the results are no reason to stop wearing sunscreen.
Learn more about Ethylhexyl SalicylateEthylhexyl Triazone (aka Octyl Triazone) is an oil-soluble organic UVB filter. It has peak absorption around 314 nm, right in the middle of the UVB range.
This ingredient is described as one of the most effective UVB filters available and small concentrations are enough to deliver a high SPF thanks to its strong UV absorbing power.
Formulators love it for its stability; its ability to filter UV stays practically unchanged even under intense radiation and it can also help boost the photostability of less stable filters like avobenzone.
It's also a great pick for water resistant products because it's insoluble in water and has a good affinity for keratin.
Because it's a big, heavy molecule, the European Scientific Committee has found to to have very low dermal penetration and negative results for allergenicity.
In vitro testing also showed a low absorption rate and clean results on irritation.
Typical use levels are 1-5% with 5% being the maximum in the EU, Japan, and other markets that allow it. However, this ingredient is not approved yet in the US or Canada.
Learn more about Ethylhexyl TriazoneGlyceryl Stearate is made by reacting glycerin with stearic acid (typically sourced from plant oils like palm or coconut). It's an emulsifier, emollient, and mild occlusive.
Emulsifiers help ingredients like oil and water stay mixed so your formula stays nicely blended and uniform in texture.
This ingredient is typically used in concentrations between 1-10%. Studies have found it to be non-sensitizing, non-phototoxic, and non-photoallergenic.
A close cousin of this ingredient is Glyceryl Stearate SE ("self-emulsifying"). This just has a small amount of sodium or potassium stearate added so it can emulsify without a co-emulsifier.
Since this ingredient is an ester of a C18 fatty acid, it may not be fungal acne safe. The Malassezia yeast can potentially metabolize within the C11-C24 range.
Fun fact: The human body also creates Glyceryl Stearate naturally.
Learn more about Glyceryl StearateHydroxyacetophenone is antioxidant with skin conditioning and soothing properties. It also boosts the efficiency of preservatives.
Though naturally occuring in Norwegian spruce needles, this ingredient is usually synthetically created.
This ingredient is not irritating or sensitizing. Recent research also suggests it may have skin-brightening effects through tyrosinase inhibition.
Learn more about HydroxyacetophenoneMethylene Bis-Benzotriazolyl Tetramethylbutylphenol (Tinosorb M) is a hybrid and broad-spectrum UV ingredient. It is both a UV absorber and filter.
UV absorbers are an agent that absorbs UV rays. They protect your skin by using chemical reactions to convert UV rays into heat and energy. UV filters physically reduce the amount of UV rays from reaching your skin.
Tinosorb M covers a range of 280-400 nm and is photostable. This ingredient is neither oil or water soluble.
Tinosorb M is not available in the US. However, it is available in the EU and Asia.
It's sister, Tinosorb S, is set to be approved in the US by late 2025 (fingers crossed!).
Learn more about Methylene Bis-Benzotriazolyl TetramethylbutylphenolOctocrylene is an oil-soluble organic UV filter that mainly absorbs UVB and short wave UVA II light.
Its real superpower is teamwork: octocrylene is remarkably photostable and is most famous for stabilizing avobenzone (the workhorse UVA filter).
This ingredient is commonly used to enhance both UVB and UVA protection due to its unique property in stabilizing avobenzone. It also pulls double duty by boosting water resistance and giving formulas a smooth, spreadable feel.
The EU's Scientific Committee on Consumer Safety (SCCS) has deemed octocrylene to be safe as a UV-filter at concentrations up to 10% (capped at 9% in propellant sprays). The US also permits it up to 10%.
Two things worth knowing:
You'll usually see this ingredient used in concentrations between 2-10% (higher amounts when used as a stabilizer for avobenzone).
Learn more about OctocrylenePhenoxyethanol is a preservative that has germicide, antimicrobial, and aromatic properties. Studies show that phenoxyethanol can prevent microbial growth. By itself, it has a scent that is similar to that of a rose.
It's often used in formulations along with Caprylyl Glycol to preserve the shelf life of products.
Potassium Cetyl Phosphate is the potassium salt of a mixture. This mixture consists of the esters from phosphoricacid and cetyl alcohol.
Potassium Cetyl Phosphate is an emulsifier and cleansing agent. Emulsifiers help stabilize a product. It does this by preventing certain ingredients from separating.
As a cleansing agent, Potassium Cetyl Phosphate helps gather oils, dirts, and pollutants from your skin. This makes it easier to rinse them away with water.
Learn more about Potassium Cetyl PhosphateSilica, also known as silicon dioxide, is a naturally occurring mineral. It is used as a fine, spherical, and porous powder in cosmetics.
Though it has exfoliant properties, the function of silica varies depending on the product.
The unique structure of silica enhances the spreadability and adds smoothness, making it a great texture enhancer.
It is also used as an active carrier, emulsifier, and mattifier due to its ability to absorb excess oil.
In some products, tiny microneedles called spicules are made from silica or hydrolyzed sponge. When you rub them in, they lightly polish away dead skin layers and enhance the penetration of active ingredients.
Learn more about SilicaTocopheryl Acetate is AKA Vitamin E. It is an antioxidant and protects your skin from free radicals. Free radicals damage the skin by breaking down collagen.
One study found using Tocopheryl Acetate with Vitamin C decreased the number of sunburned cells.
Tocopheryl Acetate is commonly found in both skincare and dietary supplements.
Learn more about Tocopheryl AcetateWater. It's the most common cosmetic ingredient of all. You'll usually see it at the top of ingredient lists, meaning that it makes up the largest part of the product.
So why is it so popular? Water most often acts as a solvent - this means that it helps dissolve other ingredients into the formulation.
You'll also recognize water as that liquid we all need to stay alive. If you see this, drink a glass of water. Remember to stay hydrated!
Learn more about Water