Credo Solar Limits Broad Spectrum Hydrating Serum SPF 43
A sunscreen with 31 ingredients, including spf, exfoliants, and vitamin E.
Overview
What it is
Sunscreen with 31 ingredients that contains exfoliants, SPF and Vitamin E
Cool Features
It is vegan and cruelty-free
Suited For
It has ingredients that are good for anti aging, dry skin, brightening skin, sensitive skin, oily skin, reducing pores, scar healing and dark spots
Free From
It doesn't contain any harsh alcohols, parabens, silicones or sulfates
Fun facts
Credo is from United States. This product is used in 2 routines created by our community.
We independently verify ingredients and our claims are backed by peer-reviewed research. Does this product need an update? Let us know.
What's inside
Ingredients List
Zinc Oxide 10%
Cosmetic ColorantAllantoin
Skin ConditioningBisabolol
AntioxidantC12-15 Alkyl Benzoate
AntimicrobialCaprylic/Capric Triglyceride
MaskingCaprylyl Glycol
EmollientCitrus Aurantium Dulcis Peel Extract
Emulsion StabilisingCitrus Aurantium Dulcis Peel Oil
MaskingCitrus Nobilis Peel Oil
MaskingCocos Nucifera Fruit Extract
EmollientCoco-Caprylate/Caprate
EmollientCoconut Alkanes
EmollientHedychium Spicatum Extract
Skin ConditioningHydrogenated Lecithin
EmulsifyingIron Oxides
Lecithin
EmollientMethylpropanediol
SolventPhenylpropanol
MaskingPolyglyceryl-2 Dipolyhydroxystearate
Skin ConditioningPolyglyceryl-3 Diisostearate
EmulsifyingPolyglyceryl-3 Polyricinoleate
EmulsifyingPolyglyceryl-4 Diisostearate/Polyhydroxystearate/Sebacate
EmulsifyingPropanediol
SolventShea Butter Ethyl Esters
EmollientSilica
AbrasiveSodium Chloride
MaskingStearalkonium Hectorite
Gel FormingTocopherol
AntioxidantTridecyl Salicylate
Skin ConditioningVanilla Planifolia Fruit Extract
Skin ConditioningWater
Skin Conditioning
Active Ingredients:
Zinc Oxide 10%
Inactive Ingredients:
Allantoin, Bisabolol, C12-15 Alkyl Benzoate, Caprylic/Capric Triglyceride, Caprylyl Glycol, Citrus Aurantium Dulcis Peel Extract, Citrus Aurantium Dulcis Peel Oil, Citrus Nobilis Peel Oil, Cocos Nucifera Fruit Extract, Coco-Caprylate/Caprate, Coconut Alkanes, Hedychium Spicatum Extract, Hydrogenated Lecithin, Iron Oxides, Lecithin, Methylpropanediol, Phenylpropanol, Polyglyceryl-2 Dipolyhydroxystearate, Polyglyceryl-3 Diisostearate, Polyglyceryl-3 Polyricinoleate, Polyglyceryl-4 Diisostearate/Polyhydroxystearate/Sebacate, Propanediol, Shea Butter Ethyl Esters, Silica, Sodium Chloride, Stearalkonium Hectorite, Tocopherol, Tridecyl Salicylate, Vanilla Planifolia Fruit Extract, Water
Key Ingredients
Benefits
Concerns
Ingredients Explained
Zinc Oxide is a mineral broad-spectrum UV filter; it is the broadest UVA and UVB reflector approved by the FDA. It also has skin protectant and skin soothing properties.
Zinc oxide is one of the most effective broad-spectrum UV filters. It protects against UVB, UVAII, and UVAI. In comparison to its counterpart titanium dioxide, zinc oxide provides uniform and extended UVA protection.
Another great benefit? This ingredient is highly photostable so it won't degrade easily under sunlight.
A common myth is that mineral UV filters are widely believed to primarily reflect UV light.
However, modern research shows titanium dioxide absorbs UV radiation like chemical filters (~95% absorption & 5% reflection).
Zinc oxide has great skin soothing properties so you'll likely find this in sunscreens formulated for sensitive skin or babies/children. It is unlikely to cause "eye sting" like other sunscreen ingredients.
Regulatory agencies consider zinc oxide to be non-toxic and safe. It has also been shown to not penetrate the skin.
Unfortunately, this ingredient does leave a visible white cast. This is why mineral sunscreens are often less cosmetically elegant than chemical or hybrid ones.
In cosmetics, zinc oxide can be found in both non-nano and nano-sized forms. The nano version is used to reduce white cast and improve the texture of sunscreen formulas.
There are ongoing concerns surrounding nano-zinc oxide's impact on marine ecosystems and whether it can be absorbed into skin.
Regarding marine ecosystems and coral reefs, there is no conclusive evidence that any form of zinc oxide (or any other sunscreen ingredients) will cause harm. The science is still developing but many consumers are keeping a close eye on this issue.
Please note, many destinations have reef-safety sunscreen rules. For instance, the U.S. Virgin Islands advises all visitors to use non-nano mineral sunscreens.
There has also been some stir about whether micronized or nano zinc oxide has potential photoxicity and absorption through the skin/lungs.
An in-vitro (done in a test tube or petri dish) study demonstrated micronized zinc oxide to have potential phototoxicity. There's no need to fret; the EU Commission's Scientific Committee on Consumer Safety has stated, "The relevance of these findings needs to be clarified by appropriate investigations in vivo." Or in other words, further studies done on living organisms are needed to prove this.
Current research shows zinc oxide nanoparticles do not penetrate intact or sunburned skin. They either remain on the surface or in the outermost layer of dead skin (stratum corneum).
Zinc oxide is one of only two classified mineral UV filters with titanium dioxide being the other one.
Fun fact: Zinc has been used throughout history as an ingredient in paint and medicine. An Indian text from 500BC is believed to list zinc oxide as a salve for open wound. The Ancient Greek physician Dioscorides has also mentioned the use of zinc as an ointment in 1AD.
Learn more about Zinc OxideAllantoin is a soothing ingredient known for its protective and moisturizing properties; it's basically a quiet workhorse ingredient you can find in a huge range of cosmetics.
Though it can be derived from the comfrey plant, allantoin is produced synthetically for cosmetic products to ensure purity.
Research shows it can encourage your skin cells to turn over and renew by stimulating keratinocyte and fibroblast proliferation.
It also has mild keratolytic properties to help loosen and shed dead skin cells without being harsh.
Studies also suggest allantoin can help calm inflammation by dialing down some of the chemical signals your skin sends out when it is irritated.
This ingredient is typically used in the 0.1-0.5% range, and the FDA recognizes it as a skin protectant in OTC products up to 2%.
Overall, allantoin is a wonderful addition to most routines; it is stable across a wide pH range (~4-8), works well with other ingredients, and is considered non-sensitizing/non-irritating.
Fun fact: Allantoin is naturally occurring in comfrey root, beets, chamomile, and wheat sprouts. Our bodies even produce it as a byproduct of uric acid metabolism.
Learn more about AllantoinBisabolol is a gentle skin conditioner, antioxidant, and soothing ingredient.
It's primary claim to fame is soothing and research shows topically applied bisabolol can quiet the chemical messengers that cause your skin to become inflamed, helping to sooth any irritation.
A clinical study found that applying 0.5% bisabolol daily for 8 weeks produced an average 9% decrease in skin pigmentation. Researchers found it can also suppress the process that leads to excess melanin production in skin.
In vitro studies found that bisabolol combined with propylene glycol significantly increased skin permeability by increasing lipid fluidity in the stratum corneum.
You'll likely see use concentrations quite low, usually 0.1-0.2%.
Overall, this is a well-tolerated ingredient that works well in formulas designed for sensitive, reactive, or post-procedure skin.
Learn more about BisabololC12-15 Alkyl Benzoate is a lightweight emollient made by combinig benzoic acid with fatty alcohols that are 12-15 carbons long.
In cosmetics, it plays several roles:
The Cosmetic Review Expert Panel has concluded the alkyl benzoate group to be safe as used in cosmetics; it wasn't found to be a skin irritant and unlikely to be absorbed due to its low water solubility.
This report recorded almost 1000 reported uses with concentrations up to 59% in leave-on products but your cosmetics will typically use 0.5-15% depending on the product.
It's often called a "SPF booster": this is because it keeps UV filters properly dissolved and evenly distributed to support a sunscreen's performance. It doesn't actually raise SPF on its own.
Overall, this ingredient is well tolerated.
This ingredient is fungal acne safe because it is an ester of benzoic acid.
Think of this ingredient as two parts stuck together: an oily part and an acid part. Malassezia only gets a meal when it can snip off a fatty acid to eat. With C12-15 Alkyl Benzoate, the acid part is benzoic acid, which isn't a fatty acid and which the yeast can't use as food.
Benzoic acid is actually used as a preservative to stop yeast from growing.
The oily part is a blend of C12-15 fatty alcohols but fatty alcohols in this size range can support only a little Malassezia growth (mostly for one species of Malassezia as well).
In the ingredient, those alcohols stay locked inside the molecule. The yeast can only reach them by snipping the benzoate bond, and that type of bond is harder for it to cut than a normal fatty bond.
So not much gets released. And whatever does get snipped comes packaged with benzoic acid, which discourages yeast growth.
Learn more about C12-15 Alkyl BenzoateCaprylic/Capric Triglyceride (aka MCT Oil) is a lightweight emollient, solvent, and texture enhancer. It is considered a skin-softener by helping to prevent moisture loss.
Though it behaves like an oil, it is not technically one due to its chemical composition. One perk of this ingredient is that it is very stable, resistant to oxidation, and unlikely to go rancid.
In practice, that translates to a long shelf life and a consistently elegant skin feel.
While there is an assumption Caprylic Triglyceride can clog pores due to it being derived from coconut oil, there is no research supporting this. Just patch test if you have concerns.
Fractionated coconut oil and MCT Oil are both listed as Caprylic/Capric Triglyceride according to INCI. This is because INCI names are based on the ingredient’s final chemical composition and not its marketing name or source.
This ingredient is treated as the gold standard fungal acne safe oil. Even though it is coconut derived, the problematic lauric acid is stripped out.
This leaves just caprylic (C8) and capric (C10) acid. These chain lengths actually trend antifungal; a 2020 study found caprylic acid was enough to disrupt Malassezia furfur cell membrane, with a caprylic acid derivative damaging membrane structures at concentrations as low as 0.2%.
Learn more about Caprylic/Capric TriglycerideCaprylyl Glycol is a humectant, skin conditioner, emollient, and preservative booster derived from either caprylic acid or synthetically created.
Typical use levels vary from 0.3-1% as a preservative booster and go up to 2% to condition skin.
Because it is not a free-fatty acid, this ingredient is fungal acne safe (there's nothing for Malassezia to feed on).
Learn more about Caprylyl GlycolCitrus Aurantium Dulcis Peel Extract comes from the peels of the bitter orange. This orange is native to Southeast Asia. It is commonly used in foods such as marmalade.
Citrus peels are often made up of mainly limonene. Limonene is a fragrance with a citrus scent. They also contain flavonoids, which have anti-inflammatory properties.
Citrus Aurantium Dulcis Peel Oil is oil from the peel of an orange fruit.
Limonene and linalool make up the majority of oils from citrus peels. Limonene has a "citrus" fragrance. Citrus peels also contain flavonoids, which have anti-inflammatory properties.
Citrus peel is also a rich source of flavonoids. Flavonoids are natural antioxidants and help protect your skin against damage. Flavonoids are a group of compounds naturally found in vegetables and fruits.
The term 'fragrance' is not regulated in many countries. In many cases, it is up to the brand to define this term. For instance, many brands choose to label themselves as "fragrance-free" because they are not using synthetic fragrances. However, their products may still contain ingredients such as essential oils that are considered a fragrance.
Learn more about Citrus Aurantium Dulcis Peel OilMandarin peel oil is an essential oil made by distilling the peel of mandarin oranges. It is primarily used for fragrance but has some secondary skin conditioning effects.
This ingredient is rich in limonene and is generally considered milder than some other citrus oils (like lemon or bergamot). It is not strongly phototoxic because it contains little to no furocoumarins when properly produced.
Like other essential oils, this ingredient can be a fragrance allergen.
Learn more about Citrus Nobilis Peel OilCocos Nucifera Fruit Extract comes from the meat of the coconut fruit. It is an emollient and skin conditioner with antioxidant properties.
Coconut fruit is naturally rich in amino acids, sugars, and nutrients including Vitamin C and small amounts of vitamin B. Malic acid can also be found in coconut fruit extract.
Coco-Caprylate/Caprate is a lightweight ester created from coconut oil fatty acids, caprylic acid, and capric acid.
It is an emollient that helps soften skin and reduce transepidermal water loss (TEWL). What sets it apart from heavier emollients is its ultralight, non-greasy feel.
Once applied, this ingredient dries down quickly and leaves a dry, silky finish behind. This also helps improve spreadability and texture.
This ingredient has an excellent safety-record and is non-irritating.
Typical concentrations for cosmetics range from 0.5-62%.
Research on Malassezia growth found no growth on fatty acid esters with chain lengths shorter than 12 carbons (it prefers C11-24).
Since Coco-Caprylate/Caprate is built on C8 and C10 fatty acids, it is out of the range that Malassezia metabolizes, and therefore safe for fungal acne.
Learn more about Coco-Caprylate/CaprateCoconut Alkanes is a lightweight, plant-derived emollient and solvent made from the fatty acids of coconut oil.
It spreads easily and adds a soft, silky, non-greasy slip, then evaporates rather than sinking into skin. Due to this behavior, it's prized as a natural and renewable replacement for silicones.
Typical use concentrations can go anywhere up to 20%.
The CIR Expert Panel has reviewed coconut oil and its hydrogenated derivatives and found them to be safe as used in cosmetics. It's a low-irritating and well-tolerated ingredient with no notable sensitization concerns.
Because it's a pure saturated hydrocarbon and not a free fatty acid or ester in the C11-24 range that Malassezia can feed on, it doesn't provide the lipids for Malassezia to feed on. This ingredient is generally regarded as safe for fungal acne.
Learn more about Coconut AlkanesWe don't have a description for Hedychium Spicatum Extract yet.
Hydrogenated Lecithin is a more stable version of lecithin.
It's made by taking lecithin (a phospholipid commonly found in soybeans and egg yolks) and hydrogenating it. This just means the unsaturated fatty acids are turned into saturated ones so they don't go bad as easily.
This ingredient is an emollient, emulsifier, and penetration enhancer. As an emollient, it helps soften and hydrate skin by trapping moisture within. As an emulsifier, it prevents oil and water ingredients from separating.
Hydrogenated Lecithin can form tiny spherical structures made of phospholipid bilayers called liposomes. These liposomes are able to capture compounds inside their structure and deliver them through the skin barrier.
Because phospholipids are a natural component of our cell membranes, this ingredient is inherently compatible with skin.
A 2021 study found lecithin-based surfactants were less harsh and more tolerable comared to Sodium Lauryl Sulfate (SLS).
Learn more about Hydrogenated LecithinThis ingredient is a combination of red, black, and yellow iron oxide pigments. This combination of colors is usually found in foundation, because it results in a "skin" color.
The EU typically uses CI numbers for colorants when applicable, such as CI 77489. In the US, iron oxides are regulated as color additives and "iron oxides" is the most commonly used name in US cosmetic practice.
A 2021 paper looked at skincare formulations containing iron oxides and found that they reduced transmission of blue light when measured optically. In simple terms, the pigment particles helped block or scatter part of the visible light spectrum in lab testing and the authors suggest this could translate into better protection against blue-light-related skin effects.
There is also clinical and experimental research showing that tinted products containing iron oxides can reduce visible light-induced pigmentation:
Please note, whether a product reduces visible or blue light depends on things like:
In the EU's CosIng database, iron oxides are only listed as a colorant. CosIng groups ingredients by their main cosmetic role, such as colorant, preservative, or UV filter.
Though studies say iron oxides can "attenuate blue light", they're describing an optical property and not an officially recognized cosmetic function.
So CosIng isn’t contradicting the research. It’s just classifying iron oxides by what they officially are: pigments that add color.
Learn more about Iron OxidesLecithin is a term for a group of substances found in the cell membranes of plants, animals, and humans. They are made up of phospholipids.
Thanks to its amphiphilic structure (water-loving head and oil-loving tail), it is a true multitasker:
It plays well with most ingredients and is typically used at 0.1-1%. However, concentrations up to 50% have been reported in moisturizers.
Learn more about LecithinMethylpropanediol is a synthetic solvent and humectant.
As a solvent, it helps dissolve other ingredients, helping to evenly distribute ingredients throughout the product. This ingredient has also been shown to have antimicrobial properties which makes it a preservative booster.
Methylpropanediol is able to add a bit of moisture to the skin. It also helps other ingredients be better absorbed into the skin, such as salicylic acid.
Learn more about MethylpropanediolPhenylpropanol is a fragrance.
Polyglyceryl-2 Dipolyhydroxystearate isn't fungal acne safe.
Polyglyceryl-3 Diisostearate is a plant-derived, oil-soluble emulsifier. It keeps water-in-oil emulsions stable to prevent the ingredients from separating.
On the safety front, it's considered non-irritating and well-tolerated (it can even be found in formulations for baby skin).
This ingredient may not be fungal acne safe because research has shown that the Malassezia species can grow in the presence of fatty acid esters with chain lengths above C12 (and this one is C18).
While it does have a comedogenic rating of 4, the comedogenic rating scale was developed from rabbit ear models which has limited clinical relevance to human skin. Studies also show that comedogenic ingredients cannot predict how the overall formula will behave on human skin.
Learn more about Polyglyceryl-3 DiisostearatePolyglyceryl-3 Polyricinoleate is a plant-derived emulsifier made by combining glycerin and ricinoleic acid.
It works well for giving buttery lip balms and low-viscosity water-in-oil emulsions a non-greasy and pleasant skin feel.
Typical concentrations range from 0.1-3%.
This ingredient is mild and non-irritating in nature.
Because it is derived from ricinoleic acid, this ingredient may not be fungal acne safe. Ricinoleic acid is an unsaturated fatty acid that the Malassezia yeast can metabolize.
Learn more about Polyglyceryl-3 PolyricinoleateThis ingredient is a water-in-oil emulsifier and is sometimes known by its trade name, Isolan GPS. It helps create stable emulsions by bridging oil and water phases without adding a greasy feel.
Common usage levels sit between 2-5% for this ingredient.
Propanediol is an all-star ingredient. It softens, hydrates, and smooths the skin.Â
It’s often used to:
Propanediol is not likely to cause sensitivity and considered safe to use. It is derived from corn or petroleum with a clear color and no scent.
Learn more about PropanediolShea Butter Ethyl Esters is basically an "eco-designed" emollient ester derived from shea butter.
You can think of it like shea butter's lighter, more elegant sibling. The creating of this ingredient preserves shea butter's beneficial fatty acid profile while dramatically improving spreadability/skin feel.
This makes it a great choice for spray formulations, serums, and lightweight moisturizers where traditional shea butter would be too heavy.
It's rapidly absorbed on skin and provides an instant moisturizing effect and velvety after-feel.
These conditioning benefits trace back to shea's well-studied bioactive profile; shea is rich in antioxidants like tocopherols and contains stearic and oleic acids that support skin barrier health.
It also contains triterpene alcohols known to reduce inflammation, cinnamic acid esters with some UV-absorbing capacity, and lupeol that protects skin proteins.
Research backs up those triterpenes: a study isolating triterpene acetates and cinnamates from shea fat found all tested compounds showed anti-inflammatory activity in mice.
Fungal acne: Because this is an ethyl ester derived from shea's long-chain fatty acids (primarily stearic C18 and oleic C18), in vitro testing has shown the Malassezia species can grow in the presence of ethyl esters. This ingredient may not be fungal acne safe.
Learn more about Shea Butter Ethyl EstersSilica, also known as silicon dioxide, is a naturally occurring mineral. It is used as a fine, spherical, and porous powder in cosmetics.
Though it has exfoliant properties, the function of silica varies depending on the product.
The unique structure of silica enhances the spreadability and adds smoothness, making it a great texture enhancer.
It is also used as an active carrier, emulsifier, and mattifier due to its ability to absorb excess oil.
In some products, tiny microneedles called spicules are made from silica or hydrolyzed sponge. When you rub them in, they lightly polish away dead skin layers and enhance the penetration of active ingredients.
Learn more about SilicaChances are, you eat sodium chloride every day. Sodium Chloride is also known as table salt. This ingredient has many purposes in skincare: thickener, emulsifier, and exfoliator.
You'll most likely find this ingredient in cleansers where it is used to create a gel-like texture. As an emulsifier, it also prevents ingredients from separating.
You might see people debate whether Sodium Chloride is comedogenic, but there actually haven't been any comedogenic tests done on it. Either way, the overall formulation of a product matters a lot more than any single ingredient.
You might see this ingredient used in scrubs as a primary exfoliating ingredient.
Learn more about Sodium ChlorideStearalkonium Hectorite is a clay-derived ingredient used to thicken a product and help create a gel-like texture.
Tocopherol is a fat-soluble antioxidant known as Vitamin E.
You'll find this ingredient in the vast majority of skincare (for good reason). It works to neutralize free radicals, or unstable molecules generated by UV exposure, pollution, and other environmental stressors, before they can cause oxidative damage to your skin cells.
Topically applied tocopherol has been shown to protect against UV damage by ramping up the skin's own natural defense enzymes.
It also acts as a skin conditioning agent; some studies show that regular topical use can improve the skin's water-binding capacity over 2-4 weeks.
This ingredient is especially loved for being a team player. When combined with Vitamin C, the photoprotective effect of both ingredients roughly doubles and the combo also helps reduce UV-induced DNA damage.
This ingredient has some brightening potential but it's more of a prevention ingredient than spot-fader. Cell studies show it can slow down melanin production but it's worth noting that it's not the most powerful brightener out there.
In formulations, it also serves as a stabilizer that helps protect other oxidation-prone ingredients from degrading.
Concentrations usually range from 0.1-1% in most leave-on products.
Learn more about TocopherolTridecyl salicylate is a non-acidic ester of salicylic acid and is similar to octisalate. It is frequently used in sunscreens and skincare products for its emollient properties.
Unlike salicylic acid, it doesn’t exfoliate the skin but instead improves texture, spreadability, and may boost UV protection of sunscreen.
Due to regulatory loopholes, this ingredient can be found in "100% mineral" sunscreens.
Learn more about Tridecyl SalicylateVanilla Planifolia Fruit Extract comes from the vanilla orchid native to central America. It is a skin-soothing ingredient.
This ingredient is skin-soothing and contains polyphenols that give it antioxidant properties.
This ingredient is not known to sensitize or irritate skin (unlike Vanilla Tahitensis). Vanilla tahitensis has shown to irritate skin in low amounts.
Learn more about Vanilla Planifolia Fruit ExtractWater. It's the most common cosmetic ingredient of all. You'll usually see it at the top of ingredient lists, meaning that it makes up the largest part of the product.
So why is it so popular? Water most often acts as a solvent - this means that it helps dissolve other ingredients into the formulation.
You'll also recognize water as that liquid we all need to stay alive. If you see this, drink a glass of water. Remember to stay hydrated!
Learn more about WaterReviews
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Where it's from
Credo is a American brand
43 SPF Rating
With an SPF rating of 43, this product protects against 97.7% of UVB rays
Often compared with
We're dedicated to providing you with the most up-to-date and science-backed ingredient info out there.
The data we've presented on this page has been verified by a member of the SkinSort Team.
Read more about us· Updated January 16, 2026 • Added by karriejamison