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That's why you'll spot it in a variety of products from sunscreens to clear-packaged serums where it protects dyes, fragrances, and other actives from degrading.

As a UV filter, it is fairly weak on its own. This is why it's almost always paired with stronger UV filters to build up SPF.

On the regulatory side, this ingredient is well-studied and broadly considered safe as used.

The EU's Scientific Committee on Consumer Safety reviewed it (and the endocrine-disruption questions that had been raised) and concluded it's safe as a UV filter up to 5%.

The US and Canada allow up to 10% and the CIR Expert Panel has found benzophenones safe at cosmetic-use levels with low skin penetration.

The only thing worth flagging for is contact allergy:

Benzophenone-4 stands out among UV filters as a frequent trigger or allergic and photoallergic contact dermatitis. A 2007 study in Contact Dermatitis even called it an "emerging allergen" so a small subset of people may get redness or irritation from it.

Because it is not a free-fatty acid, this ingredient is fungal acne safe (there's nothing for Malassezia to feed on).

If it does somehow make it onto your skin, it is chemically inert and does not penetrate or get absorbed into skin. Safety assessments note that adverse skin reactions to this ingredient are uncommon.