About Neck skincare

Is it a bit extra and high maintenance to have a separate skincare routine for my neck? Yes. Still, my neck isn't as sensitive as my face and I have more premature signs of aging on my neck (from not realizing I needed to apply sunscreen there too </3)

And for sunscreen, I prefer a more matte texture for my neck since I wear my hair down and don't like my hair and necklaces sticking to my skin aah